Primis Financial Corp (FRST)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 105 | 105 | 120 | 144 | 147 | 224 | 223 | - |
| Operating profit | $m | 73 | 67 | ||||||
| Net profit | $m | 23 | 31 | 14 | -8 | -16 | 61 | 53 | 35 |
| EPS reported | $ | 2.49 | 2.16 | ||||||
| Operating cashflow per share | $ | 0.44 | -1.73 | ||||||
| Capex per share | $ | 0.07 | 0.07 | ||||||
| FCF per share | $ | 0.37 | -1.79 | ||||||
| Free cash flow | $m | 9 | -44 | ||||||
| Net debt | $m | -103 | 438 | ||||||
| Book value equity | $m | 423 | 434 | ||||||
| Book value per share | $ | 17.13 | 17.55 | ||||||
| Number of shares | m | 24.68 | 24.72 | ||||||
| DPS (TTM paid) | $ | 0.40 | 0.40 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 5.59 | 7.19 | ||||||
| P/B LTM | x | 0.81 | 0.79 | ||||||
| P/S LTM | x | 1.53 | 1.54 | ||||||
| P/FCF LTM | x | 37.99 | -7.76 | ||||||
| EV/EBITDA LTM | x | 5.64 | 5.85 | ||||||
| EV/Sales LTM | x | 1.48 | 2.73 | ||||||
| Earnings Yield LTM | % | +17.89% | +13.91% | ||||||
| FCF Yield | % | +2.63% | -12.89% | ||||||
| Quality | |||||||||
| ROE | % | +14.53% | +12.75% | ||||||
| ROIC | % | +3.06% | +1.22% | ||||||
| Operating margin | % | +23.21% | +21.59% | ||||||
| Gross margin | % | +67.59% | +68.44% | ||||||
| FCF/Sales | % | +2.89% | -14.16% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +51.73% | +51.52% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | -50.74% | - | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.88% | +2.40% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +16.06% | +18.69% | ||||||
| FCF/Debt | x | 0.03 | -0.10 | ||||||
| Net Debt/EBITDA | x | 1.45 | 5.55 | ||||||
| EBIT/Net interest | x | 0.82 | 0.76 | ||||||
| Net debt/market cap | % | +58.53% | +93.49% | ||||||
| Net debt/Equity | x | -0.24 | 1.01 | ||||||
| Gross debt/equity | x | 0.62 | 1.03 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Primis Financial Corp (FRST)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.
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