Cashmere Valley Bank (CSHX)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 68 | 73 | 74 | 80 | 51 | 90 | 91 | - |
| Operating profit | $m | 36 | 35 | ||||||
| Net profit | $m | 26 | 29 | 26 | 28 | 28 | 29 | 27 | - |
| EPS reported | $ | 7.46 | 7.20 | ||||||
| Operating cashflow per share | $ | 9.53 | 0.00 | ||||||
| Capex per share | $ | 0.47 | 0.00 | ||||||
| FCF per share | $ | 9.05 | 0.00 | ||||||
| Free cash flow | $m | 35 | 0 | ||||||
| Net debt | $m | -190 | 52 | ||||||
| Book value equity | $m | 271 | 257 | ||||||
| Book value per share | $ | 69.15 | 70.25 | ||||||
| Number of shares | m | 3.92 | 3.65 | ||||||
| DPS (TTM paid) | $ | 1.95 | 2.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.92 | 12.19 | ||||||
| P/B LTM | x | 1.07 | 1.13 | ||||||
| P/S LTM | x | 3.20 | 3.17 | ||||||
| P/FCF LTM | x | 8.18 | 0.00 | ||||||
| EV/EBITDA LTM | x | 3.19 | 3.60 | ||||||
| EV/Sales LTM | x | 1.02 | 3.14 | ||||||
| Earnings Yield LTM | % | +10.08% | +8.20% | ||||||
| FCF Yield | % | +12.23% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +10.77% | +10.50% | ||||||
| ROIC | % | +7.95% | +1.19% | ||||||
| Operating margin | % | +29.63% | +27.89% | ||||||
| Gross margin | % | +71.36% | +70.47% | ||||||
| FCF/Sales | % | +28.89% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +3.04% | -0.55% | ||||||
| Sales Growth YoY | % | +77.08% | +79.01% | ||||||
| Net Income Growth YoY | % | +3.79% | -2.41% | ||||||
| FCF Growth | % | -5.25% | -100.00% | ||||||
| Operating Profit Growth | % | -15.32% | -19.17% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.49% | +2.20% | ||||||
| Dividend Growth | % | +11.43% | +14.29% | ||||||
| Payout Ratio | % | +24.63% | 0.00% | ||||||
| FCF/Debt | x | 0.43 | 0.00 | ||||||
| Net Debt/EBITDA | x | -4.20 | 1.51 | ||||||
| EBIT/Net interest | x | 1.13 | 1.06 | ||||||
| Net debt/market cap | % | +28.69% | +23.98% | ||||||
| Net debt/Equity | x | -0.70 | 0.20 | ||||||
| Gross debt/equity | x | 0.31 | 0.32 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Cashmere Valley Bank, a state-chartered financial institution established in 1932 and headquartered in Cashmere, Washington, offers a comprehensive array of banking products and services. Its diverse clientele includes individual consumers, small to mid-sized enterprises, and local governmental bodies. For retail and commercial clients, the bank provides fundamental services like checking and savings accounts, alongside a variety of lending solutions. These encompass personal loans (for vehicles, boats, RVs, and home equity), mortgages, and a full suite of business financing options, including commercial real estate loans, general commercial loans, operating lines of credit, and Small Business Administration (SBA) loans. Further offerings extend to equipment financing, credit cards, wealth management, merchant processing, and treasury solutions. The bank also caters specifically to local municipalities, furnishing tailored banking services, privately-placed bonds and notes, municipal credit cards, and interim financing to support rural development initiatives. Beyond core financial offerings, Cashmere Valley Bank partners with brokers to provide access to insurance products such as property, casualty, life, and health coverage. To ensure convenient access, the company supports telephone, mobile, and online banking platforms, complete with bill payment functionalities. Serving communities throughout North Central Washington, the bank operates a network of 11 branches.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Cashmere Valley Bank, a state-chartered financial institution established in 1932 and headquartered in Cashmere, Washington, offers a comprehensive array of banking products and services. Its diverse clientele includes individual consumers, small to mid-sized enterprises, and local governmental bodies. For retail and commercial clients, the bank provides fundamental services like checking and savings accounts, alongside a variety of lending solutions. These encompass personal loans (for vehicles, boats, RVs, and home equity), mortgages, and a full suite of business financing options, including commercial real estate loans, general commercial loans, operating lines of credit, and Small Business Administration (SBA) loans. Further offerings extend to equipment financing, credit cards, wealth management, merchant processing, and treasury solutions. The bank also caters specifically to local municipalities, furnishing tailored banking services, privately-placed bonds and notes, municipal credit cards, and interim financing to support rural development initiatives. Beyond core financial offerings, Cashmere Valley Bank partners with brokers to provide access to insurance products such as property, casualty, life, and health coverage. To ensure convenient access, the company supports telephone, mobile, and online banking platforms, complete with bill payment functionalities. Serving communities throughout North Central Washington, the bank operates a network of 11 branches.
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