First Mid Bancshares, Inc. (FMBH)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 185 | 234 | 255 | 275 | 319 | 349 | 331 | - |
| Operating profit | $m | 117 | 74 | ||||||
| Net profit | $m | 45 | 51 | 73 | 69 | 79 | 92 | 100 | 106 |
| EPS reported | $ | 3.83 | 4.03 | ||||||
| Operating cashflow per share | $ | 5.48 | 4.79 | ||||||
| Capex per share | $ | 0.29 | 0.12 | ||||||
| FCF per share | $ | 5.20 | 4.67 | ||||||
| Free cash flow | $m | 124 | 124 | ||||||
| Net debt | $m | -534 | -982 | ||||||
| Book value equity | $m | 959 | 1,102 | ||||||
| Book value per share | $ | 39.97 | 41.41 | ||||||
| Number of shares | m | 23.99 | 26.6 | ||||||
| DPS (TTM paid) | $ | 0.98 | 1.01 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.18 | 12.26 | ||||||
| P/B LTM | x | 0.97 | 0.85 | ||||||
| P/S LTM | x | 2.67 | 2.81 | ||||||
| P/FCF LTM | x | 7.51 | 7.54 | ||||||
| EV/EBITDA LTM | x | 9.05 | 13.64 | ||||||
| EV/Sales LTM | x | 2.66 | 3.72 | ||||||
| Earnings Yield LTM | % | +9.82% | +8.16% | ||||||
| FCF Yield | % | +13.32% | +13.27% | ||||||
| Quality | |||||||||
| ROE | % | +9.57% | +9.86% | ||||||
| ROIC | % | +5.86% | +3.28% | ||||||
| Operating margin | % | +25.12% | +16.19% | ||||||
| Gross margin | % | +72.80% | +65.16% | ||||||
| FCF/Sales | % | +26.61% | +27.12% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +16.06% | +22.12% | ||||||
| Sales Growth YoY | % | +9.60% | +3.95% | ||||||
| Net Income Growth YoY | % | +16.29% | +27.07% | ||||||
| FCF Growth | % | +3.81% | +3.38% | ||||||
| Operating Profit Growth | % | +12.12% | -29.38% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.51% | +1.92% | ||||||
| Dividend Growth | % | +4.26% | +7.45% | ||||||
| Payout Ratio | % | +25.47% | +24.48% | ||||||
| FCF/Debt | x | 0.22 | 0.20 | ||||||
| Net Debt/EBITDA | x | 2.25 | 3.39 | ||||||
| EBIT/Net interest | x | 1.00 | 0.59 | ||||||
| Net debt/market cap | % | +59.20% | +43.20% | ||||||
| Net debt/Equity | x | -0.56 | -0.89 | ||||||
| Gross debt/equity | x | 0.59 | 0.56 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Mid Bancshares, Inc. (FMBH) functions as a financial holding company, delivering a broad spectrum of community banking solutions to commercial, retail, and agricultural clients throughout the United States. The institution facilitates various deposit accounts, including checking, savings, money market, and certificates of deposit. Its comprehensive lending suite encompasses financing for commercial real estate, industrial operations, agricultural endeavors (including related real estate), residential properties, and consumer needs. Furthermore, it extends credit to municipalities for community development projects, such as infrastructure enhancements or equipment procurement. Beyond its core banking activities, First Mid Bancshares offers specialized wealth management services. These include estate planning, investment guidance, and farm management and brokerage services for individuals, alongside employee benefit programs for businesses. The company also provides a range of insurance products, featuring property and casualty, senior-specific plans, and group medical coverage for corporate clients, in addition to personal lines for individuals. Geographically, First Mid Bancshares maintains a substantial footprint, operating 52 banking branches across Illinois, 14 offices in Missouri, and a dedicated loan production facility in Indiana. Founded in 1865, the company is based in Mattoon, Illinois. It was previously known as First Mid-Illinois Bancshares, Inc., before rebranding to its current name in April 2019.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Mid Bancshares, Inc. (FMBH)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Mid Bancshares, Inc. (FMBH) functions as a financial holding company, delivering a broad spectrum of community banking solutions to commercial, retail, and agricultural clients throughout the United States. The institution facilitates various deposit accounts, including checking, savings, money market, and certificates of deposit. Its comprehensive lending suite encompasses financing for commercial real estate, industrial operations, agricultural endeavors (including related real estate), residential properties, and consumer needs. Furthermore, it extends credit to municipalities for community development projects, such as infrastructure enhancements or equipment procurement. Beyond its core banking activities, First Mid Bancshares offers specialized wealth management services. These include estate planning, investment guidance, and farm management and brokerage services for individuals, alongside employee benefit programs for businesses. The company also provides a range of insurance products, featuring property and casualty, senior-specific plans, and group medical coverage for corporate clients, in addition to personal lines for individuals. Geographically, First Mid Bancshares maintains a substantial footprint, operating 52 banking branches across Illinois, 14 offices in Missouri, and a dedicated loan production facility in Indiana. Founded in 1865, the company is based in Mattoon, Illinois. It was previously known as First Mid-Illinois Bancshares, Inc., before rebranding to its current name in April 2019.
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