Cornerstone Bancorp Inc. (CNBP)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 34 | 35 | 38 | 39 | 38 | 42 | 44 | - |
| Operating profit | $m | 14 | 20 | ||||||
| Net profit | $m | 8 | 10 | 10 | 11 | 10 | 11 | 12 | - |
| EPS reported | $ | 11.00 | 11.81 | ||||||
| Operating cashflow per share | $ | 10.71 | 0.00 | ||||||
| Capex per share | $ | 0.34 | 0.00 | ||||||
| FCF per share | $ | 10.36 | 0.00 | ||||||
| Free cash flow | $m | 10 | 0 | ||||||
| Net debt | $m | -67 | 0 | ||||||
| Book value equity | $m | 92 | 92 | ||||||
| Book value per share | $ | 93.21 | 93.21 | ||||||
| Number of shares | m | 0.98 | 0.98 | ||||||
| DPS (TTM paid) | $ | 2.75 | 2.75 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 13.64 | 10.52 | ||||||
| P/B LTM | x | 1.61 | 1.61 | ||||||
| P/S LTM | x | 3.51 | 3.34 | ||||||
| P/FCF LTM | x | 14.47 | 0.00 | ||||||
| EV/EBITDA LTM | x | 5.43 | 0.00 | ||||||
| EV/Sales LTM | x | 1.34 | 2.80 | ||||||
| Earnings Yield LTM | % | +7.33% | +9.51% | ||||||
| FCF Yield | % | +6.91% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +11.80% | +19.02% | ||||||
| ROIC | % | +9.99% | 0.00% | ||||||
| Operating margin | % | +23.95% | +45.62% | ||||||
| Gross margin | % | +70.12% | +100.00% | ||||||
| FCF/Sales | % | +17.01% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +9.89% | +17.98% | ||||||
| Sales Growth YoY | % | +10.46% | +16.08% | ||||||
| Net Income Growth YoY | % | +10.88% | +19.11% | ||||||
| FCF Growth | % | +74.12% | -100.00% | ||||||
| Operating Profit Growth | % | +12.42% | +57.78% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.67% | +2.19% | ||||||
| Dividend Growth | % | +10.00% | +10.00% | ||||||
| Payout Ratio | % | +22.73% | 0.00% | ||||||
| FCF/Debt | x | 0.99 | - | ||||||
| Net Debt/EBITDA | x | -4.55 | 0.00 | ||||||
| EBIT/Net interest | x | 0.80 | 0.00 | ||||||
| Net debt/market cap | % | +6.99% | 0.00% | ||||||
| Net debt/Equity | x | -0.73 | 0.00 | ||||||
| Gross debt/equity | x | 0.11 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Cornerstone Bancorp, Inc. functions as the parent entity for Cornerstone National Bank & Trust Company, which delivers a comprehensive range of financial solutions to both retail and commercial clients. Its deposit offerings include checking, savings, and money market accounts, along with individual retirement accounts (IRAs) and certificates of deposit (CDs). The institution's lending portfolio encompasses home equity, vehicle, personal, equipment, and association loans, alongside real estate construction financing. It further provides residential mortgages and refinancing options, specialized funding for construction projects, and financial services for medical and dental practices. Additionally, it extends commercial and multi-family mortgages, as well as various letters and lines of credit. Furthermore, it provides convenient online and mobile banking platforms, payment processing, sophisticated cash management tools, and bill payment functionalities. It also offers comprehensive services for both personal and business accounts. Beyond traditional banking, the company furnishes securities custody accounts, professional investment management services, trust and estate administration, guardianship support, and various retirement planning solutions. Its operational footprint is concentrated within the Chicago metropolitan area, anchored by its primary office in Palatine, Illinois, with branch locations in Crystal Lake, Deer Park, Naperville, and Schaumburg, Illinois. Established in 2000, Cornerstone Bancorp, Inc. maintains its corporate headquarters in Palatine, Illinois.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Cornerstone Bancorp Inc. (CNBP)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Cornerstone Bancorp, Inc. functions as the parent entity for Cornerstone National Bank & Trust Company, which delivers a comprehensive range of financial solutions to both retail and commercial clients. Its deposit offerings include checking, savings, and money market accounts, along with individual retirement accounts (IRAs) and certificates of deposit (CDs). The institution's lending portfolio encompasses home equity, vehicle, personal, equipment, and association loans, alongside real estate construction financing. It further provides residential mortgages and refinancing options, specialized funding for construction projects, and financial services for medical and dental practices. Additionally, it extends commercial and multi-family mortgages, as well as various letters and lines of credit. Furthermore, it provides convenient online and mobile banking platforms, payment processing, sophisticated cash management tools, and bill payment functionalities. It also offers comprehensive services for both personal and business accounts. Beyond traditional banking, the company furnishes securities custody accounts, professional investment management services, trust and estate administration, guardianship support, and various retirement planning solutions. Its operational footprint is concentrated within the Chicago metropolitan area, anchored by its primary office in Palatine, Illinois, with branch locations in Crystal Lake, Deer Park, Naperville, and Schaumburg, Illinois. Established in 2000, Cornerstone Bancorp, Inc. maintains its corporate headquarters in Palatine, Illinois.
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