FinWise Bancorp (FINW)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 42 | 80 | 89 | 77 | 82 | 131 | 180 | - |
| Operating profit | $m | 22 | 19 | ||||||
| Net profit | $m | 11 | 32 | 25 | 17 | 13 | 16 | 14 | 10 |
| EPS reported | $ | 1.13 | 0.96 | ||||||
| Operating cashflow per share | $ | -2.22 | -101.4 | ||||||
| Capex per share | $ | 0.45 | 0.04 | ||||||
| FCF per share | $ | -2.67 | -101.4 | ||||||
| Free cash flow | $m | -34 | -1,329 | ||||||
| Net debt | $m | -163 | -6 | ||||||
| Book value equity | $m | 193 | 199 | ||||||
| Book value per share | $ | 14.24 | 14.57 | ||||||
| Number of shares | m | 13.57 | 13.67 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 15.88 | 11.86 | ||||||
| P/B LTM | x | 1.19 | 1.16 | ||||||
| P/S LTM | x | 1.76 | 1.28 | ||||||
| P/FCF LTM | x | -6.73 | -0.17 | ||||||
| EV/EBITDA LTM | x | 2.67 | 3.23 | ||||||
| EV/Sales LTM | x | 0.47 | 0.91 | ||||||
| Earnings Yield LTM | % | +6.30% | +8.43% | ||||||
| FCF Yield | % | -14.86% | -577.59% | ||||||
| Quality | |||||||||
| ROE | % | +8.33% | +7.04% | ||||||
| ROIC | % | +7.34% | +1.48% | ||||||
| Operating margin | % | +14.41% | +9.16% | ||||||
| Gross margin | % | +61.00% | +57.69% | ||||||
| FCF/Sales | % | -22.65% | -657.94% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +21.51% | +3.23% | ||||||
| Sales Growth YoY | % | +59.31% | +119.84% | ||||||
| Net Income Growth YoY | % | +26.28% | +7.31% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +28.08% | +8.89% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | -7.76 | - | ||||||
| Net Debt/EBITDA | x | -5.97 | -0.28 | ||||||
| EBIT/Net interest | x | 1.07 | 0.85 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -0.85 | -0.03 | ||||||
| Gross debt/equity | x | 0.02 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit. The institution also extends a variety of lending products, encompassing Small Business Administration (SBA) loans, financing for residential and commercial real estate, consumer loans, and other commercial credit facilities. Beyond traditional banking, FinWise provides modern conveniences such as debit cards, remote check deposit, digital and mobile banking platforms, direct deposit capabilities, alongside specialized cash management and treasury services. Operationally, the company maintains a single full-service branch in Sandy, Utah, complemented by a loan origination office situated in Rockville Centre, New York. Established in 1999, FinWise Bancorp's corporate headquarters are located in Murray, Utah.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit. The institution also extends a variety of lending products, encompassing Small Business Administration (SBA) loans, financing for residential and commercial real estate, consumer loans, and other commercial credit facilities. Beyond traditional banking, FinWise provides modern conveniences such as debit cards, remote check deposit, digital and mobile banking platforms, direct deposit capabilities, alongside specialized cash management and treasury services. Operationally, the company maintains a single full-service branch in Sandy, Utah, complemented by a loan origination office situated in Rockville Centre, New York. Established in 1999, FinWise Bancorp's corporate headquarters are located in Murray, Utah.
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