Rhinebeck Bancorp, Inc. (RBKB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 45 | 47 | 48 | 44 | 29 | 53 | 38 | - |
| Operating profit | $m | 13 | 6 | ||||||
| Net profit | $m | 6 | 12 | 7 | 4 | -9 | 10 | 10 | - |
| EPS reported | $ | 0.92 | 0.90 | ||||||
| Operating cashflow per share | $ | 1.08 | 1.30 | ||||||
| Capex per share | $ | 0.08 | 0.01 | ||||||
| FCF per share | $ | 1.00 | 1.30 | ||||||
| Free cash flow | $m | 11 | 14 | ||||||
| Net debt | $m | -92 | -182 | ||||||
| Book value equity | $m | 137 | 140 | ||||||
| Book value per share | $ | 12.49 | 12.73 | ||||||
| Number of shares | m | 10.96 | 10.97 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | 17.81 | ||||||
| P/B LTM | x | 0.68 | 0.67 | ||||||
| P/S LTM | x | 1.75 | 2.42 | ||||||
| P/FCF LTM | x | 8.56 | 6.64 | ||||||
| EV/EBITDA LTM | x | 7.72 | 16.13 | ||||||
| EV/Sales LTM | x | 1.38 | 3.10 | ||||||
| Earnings Yield LTM | % | +10.77% | +5.61% | ||||||
| FCF Yield | % | +11.68% | +15.07% | ||||||
| Quality | |||||||||
| ROE | % | +7.34% | +7.20% | ||||||
| ROIC | % | +4.91% | -3.10% | ||||||
| Operating margin | % | +16.72% | +10.35% | ||||||
| Gross margin | % | +68.17% | +60.39% | ||||||
| FCF/Sales | % | +14.36% | +23.20% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +85.75% | +33.99% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | +41.85% | +83.06% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.36 | 1.36 | ||||||
| Net Debt/EBITDA | x | 0.85 | -1.64 | ||||||
| EBIT/Net interest | x | 0.56 | 0.28 | ||||||
| Net debt/market cap | % | +32.49% | +5.19% | ||||||
| Net debt/Equity | x | -0.67 | -1.30 | ||||||
| Gross debt/equity | x | 0.22 | 0.07 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Rhinebeck Bancorp, Inc. functions as the holding company for Rhinebeck Bank, which is dedicated to providing a full spectrum of banking and financial services. These offerings cater to both individual consumers and business clients throughout New York's Hudson Valley region. The company's financial products include various deposit accounts, automobile financing, and a wide range of real estate loans. This extensive lending portfolio covers commercial real estate, encompassing multi-family properties, construction, and land development, in addition to business loans and mortgages for one-to four-family residential dwellings. Furthermore, Rhinebeck Bancorp, Inc. extends brokerage and financial advisory services, along with life insurance and investment products, to its diverse clientele. As of December 31, 2021, the company operated through 15 branches and 2 representative offices situated across Dutchess, Ulster, Orange, and Albany counties. It also maintains an ATM in Tivoli, New York. Established in 1860, the company's primary corporate base is located in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates under the umbrella of its parent company, Rhinebeck Bancorp, MHC.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Rhinebeck Bancorp, Inc. (RBKB)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Rhinebeck Bancorp, Inc. functions as the holding company for Rhinebeck Bank, which is dedicated to providing a full spectrum of banking and financial services. These offerings cater to both individual consumers and business clients throughout New York's Hudson Valley region. The company's financial products include various deposit accounts, automobile financing, and a wide range of real estate loans. This extensive lending portfolio covers commercial real estate, encompassing multi-family properties, construction, and land development, in addition to business loans and mortgages for one-to four-family residential dwellings. Furthermore, Rhinebeck Bancorp, Inc. extends brokerage and financial advisory services, along with life insurance and investment products, to its diverse clientele. As of December 31, 2021, the company operated through 15 branches and 2 representative offices situated across Dutchess, Ulster, Orange, and Albany counties. It also maintains an ATM in Tivoli, New York. Established in 1860, the company's primary corporate base is located in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates under the umbrella of its parent company, Rhinebeck Bancorp, MHC.
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