First Capital Bancshares, Inc. (FCPB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 8 | 10 | 15 | 21 | -2 | 36 | 41 | - |
| Operating profit | $m | 12 | 15 | ||||||
| Net profit | $m | 1 | 1 | 3 | 4 | 5 | 10 | 12 | - |
| EPS reported | $ | 0.95 | 1.12 | ||||||
| Operating cashflow per share | $ | 0.61 | 0.00 | ||||||
| Capex per share | $ | 0.05 | 0.00 | ||||||
| FCF per share | $ | 0.55 | 0.00 | ||||||
| Free cash flow | $m | 6 | 0 | ||||||
| Net debt | $m | 44 | -18 | ||||||
| Book value equity | $m | 100 | 119 | ||||||
| Book value per share | $ | 9.94 | 10.40 | ||||||
| Number of shares | m | 10.04 | 11.43 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.27 | 16.67 | ||||||
| P/B LTM | x | 1.17 | 0.98 | ||||||
| P/S LTM | x | 3.21 | 2.83 | ||||||
| P/FCF LTM | x | 21.02 | 0.00 | ||||||
| EV/EBITDA LTM | x | 13.23 | 10.52 | ||||||
| EV/Sales LTM | x | 2.36 | 0.40 | ||||||
| Earnings Yield LTM | % | +8.15% | +6.00% | ||||||
| FCF Yield | % | +4.76% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +9.58% | +8.92% | ||||||
| ROIC | % | +0.84% | +0.71% | ||||||
| Operating margin | % | +17.83% | +21.12% | ||||||
| Gross margin | % | +50.06% | +52.02% | ||||||
| FCF/Sales | % | +8.16% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +75.93% | +107.41% | ||||||
| Sales Growth YoY | % | - | - | ||||||
| Net Income Growth YoY | % | +90.05% | +138.94% | ||||||
| FCF Growth | % | -4.45% | -100.00% | ||||||
| Operating Profit Growth | % | +42.72% | +79.39% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.06 | 0.00 | ||||||
| Net Debt/EBITDA | x | 3.60 | 1.34 | ||||||
| EBIT/Net interest | x | 0.38 | 0.47 | ||||||
| Net debt/market cap | % | +76.90% | +10.83% | ||||||
| Net debt/Equity | x | 0.44 | -0.15 | ||||||
| Gross debt/equity | x | 0.90 | 0.72 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Capital Bancshares, Inc. operates as the parent company for First Capital Bank, which specializes in providing a comprehensive range of commercial banking services. The bank offers a diverse array of deposit products to its customers, encompassing checking and savings accounts, individual retirement accounts (IRAs), certificates of deposit (CDs), and specialized business accounts. Beyond deposits, First Capital Bank extends a broad spectrum of lending options. These include consumer loans such as vehicle, boat, mortgage, RV, construction, and deposit-secured loans. For businesses, they offer commercial real estate, construction, vehicle, equipment, and agricultural loans. Additional financial solutions include overdraft protection for checking accounts, home equity lines of credit, and commercial lines of credit. The institution also facilitates modern banking needs with debit and credit cards, along with robust online and mobile banking platforms. Customers benefit from services like bill payment, mobile check deposit, merchant card processing, and remote deposit capture. Geographically, the bank primarily serves communities within Charleston and Marlboro counties in South Carolina, as well as Scotland and Moore counties in North Carolina. This footprint is augmented by a dedicated loan production office situated in Moore County, North Carolina. Founded in 1997, First Capital Bancshares, Inc. maintains its corporate headquarters in Charleston, South Carolina.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Capital Bancshares, Inc. (FCPB)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Capital Bancshares, Inc. operates as the parent company for First Capital Bank, which specializes in providing a comprehensive range of commercial banking services. The bank offers a diverse array of deposit products to its customers, encompassing checking and savings accounts, individual retirement accounts (IRAs), certificates of deposit (CDs), and specialized business accounts. Beyond deposits, First Capital Bank extends a broad spectrum of lending options. These include consumer loans such as vehicle, boat, mortgage, RV, construction, and deposit-secured loans. For businesses, they offer commercial real estate, construction, vehicle, equipment, and agricultural loans. Additional financial solutions include overdraft protection for checking accounts, home equity lines of credit, and commercial lines of credit. The institution also facilitates modern banking needs with debit and credit cards, along with robust online and mobile banking platforms. Customers benefit from services like bill payment, mobile check deposit, merchant card processing, and remote deposit capture. Geographically, the bank primarily serves communities within Charleston and Marlboro counties in South Carolina, as well as Scotland and Moore counties in North Carolina. This footprint is augmented by a dedicated loan production office situated in Moore County, North Carolina. Founded in 1997, First Capital Bancshares, Inc. maintains its corporate headquarters in Charleston, South Carolina.
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