Carver Bancorp, Inc. (CARV)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 20 | 22 | 28 | 26 | 29 | 22 | 27 | 27 |
| Operating profit | $m | -7 | -5 | ||||||
| Net profit | $m | -5 | -4 | -1 | -4 | -3 | -14 | -7 | -7 |
| EPS reported | $ | -1.29 | -1.33 | ||||||
| Operating cashflow per share | $ | -0.20 | -1.37 | ||||||
| Capex per share | $ | 0.07 | 0.00 | ||||||
| FCF per share | $ | -0.27 | -1.38 | ||||||
| Free cash flow | $m | -1 | -9 | ||||||
| Net debt | $m | 2 | -43 | ||||||
| Book value equity | $m | 25 | 23 | ||||||
| Book value per share | $ | 4.65 | 3.78 | ||||||
| Number of shares | m | 5.31 | 6.19 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 0.32 | 0.31 | ||||||
| P/S LTM | x | 0.29 | 0.27 | ||||||
| P/FCF LTM | x | -5.62 | -0.80 | ||||||
| EV/EBITDA LTM | x | -2.28 | 1.91 | ||||||
| EV/Sales LTM | x | 0.34 | 0.37 | ||||||
| Earnings Yield LTM | % | -86.01% | -65.22% | ||||||
| FCF Yield | % | -17.80% | -124.78% | ||||||
| Quality | |||||||||
| ROE | % | -27.73% | -25.93% | ||||||
| ROIC | % | -1.02% | -0.72% | ||||||
| Operating margin | % | -16.84% | -11.83% | ||||||
| Gross margin | % | +66.95% | +66.95% | ||||||
| FCF/Sales | % | -3.49% | -19.73% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +22.80% | -6.98% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | -0.03 | -0.20 | ||||||
| Net Debt/EBITDA | x | -0.98 | -0.93 | ||||||
| EBIT/Net interest | x | -0.51 | -0.36 | ||||||
| Net debt/market cap | % | +6.04% | +5.25% | ||||||
| Net debt/Equity | x | 0.10 | -1.84 | ||||||
| Gross debt/equity | x | 2.10 | 1.93 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Carver Bancorp, Inc., established in 1948 and headquartered in New York, New York, functions as the parent entity for Carver Federal Savings Bank. This financial institution offers a broad spectrum of consumer and commercial banking services to a diverse clientele, including individuals, businesses, non-profit organizations, and various governmental and quasi-governmental agencies, primarily operating within New York. Its deposit offerings encompass a variety of options such as checking, savings, and term deposits, alongside traditional passbook and statement accounts, Certificates of Deposit, and Individual Retirement Accounts. On the lending side, the bank provides financing for one-to-four family residences, multi-family properties, and commercial real estate. It also extends credit for construction projects, offers business loans (including those supported by the Small Business Administration), and provides consumer and other types of loans. Beyond these core services, Carver Bancorp delivers additional consumer and commercial banking solutions. These include debit cards, online account opening and banking, online bill payment, and telephone banking. The company further facilitates essential financial transactions like check cashing, wire transfers, bill payment services, reloadable prepaid cards, and money orders. Operationally, the company maintains one central administrative office, seven physical branch locations, and four automated teller machines (ATMs).
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Carver Bancorp, Inc., established in 1948 and headquartered in New York, New York, functions as the parent entity for Carver Federal Savings Bank. This financial institution offers a broad spectrum of consumer and commercial banking services to a diverse clientele, including individuals, businesses, non-profit organizations, and various governmental and quasi-governmental agencies, primarily operating within New York. Its deposit offerings encompass a variety of options such as checking, savings, and term deposits, alongside traditional passbook and statement accounts, Certificates of Deposit, and Individual Retirement Accounts. On the lending side, the bank provides financing for one-to-four family residences, multi-family properties, and commercial real estate. It also extends credit for construction projects, offers business loans (including those supported by the Small Business Administration), and provides consumer and other types of loans. Beyond these core services, Carver Bancorp delivers additional consumer and commercial banking solutions. These include debit cards, online account opening and banking, online bill payment, and telephone banking. The company further facilitates essential financial transactions like check cashing, wire transfers, bill payment services, reloadable prepaid cards, and money orders. Operationally, the company maintains one central administrative office, seven physical branch locations, and four automated teller machines (ATMs).
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