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1st Colonial Bancorp, Inc. (FCOB)
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 24 | 31 | 32 | 29 | 29 | 33 | 41 |
| Operating profit | $m | 9 | 14 | |||||
| Net profit | $m | 5 | 7 | 8 | 7 | 8 | 7 | 7 |
| EPS reported | $ | 1.48 | 1.48 | |||||
| Operating cashflow per share | $ | 0.00 | 0.00 | |||||
| Capex per share | $ | 0.00 | 0.00 | |||||
| FCF per share | $ | 0.00 | 0.00 | |||||
| Free cash flow | $m | - | 0 | |||||
| Net debt | $m | - | 46 | |||||
| Book value equity | $m | - | 83 | |||||
| Book value per share | $ | 0.00 | 16.86 | |||||
| Number of shares | m | 4.9 | 4.9 | |||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 13.51 | 13.51 | |||||
| P/B LTM | x | 0.00 | 1.17 | |||||
| P/S LTM | x | 2.98 | 2.36 | |||||
| P/FCF LTM | x | 0.00 | 0.00 | |||||
| EV/EBITDA LTM | x | 10.63 | 15.45 | |||||
| EV/Sales LTM | x | 0.00 | 3.48 | |||||
| Earnings Yield LTM | % | 7.40% | 7.40% | |||||
| FCF Yield | % | 0.00% | 0.00% | |||||
| Quality | ||||||||
| ROE | % | 0.00% | 8.99% | |||||
| ROIC | % | 0.00% | 1.30% | |||||
| Operating margin | % | 18.57% | 32.07% | |||||
| Gross margin | % | 66.03% | 72.79% | |||||
| FCF/Sales | % | 0.00% | 0.00% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -9.76% | -9.76% | |||||
| Sales Growth YoY | % | +14.08% | +14.08% | |||||
| Net Income Growth YoY | % | -9.41% | -9.41% | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | -9.72% | -9.72% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | - | 0.00 | |||||
| Net Debt/EBITDA | x | 0.00 | -1.26 | |||||
| EBIT/Net interest | x | 0.55 | 3.52 | |||||
| Net debt/market cap | % | - | 47.37% | |||||
| Net debt/Equity | x | - | 0.55 | |||||
| Gross debt/equity | x | - | 0.55 | |||||
Company overview
1st Colonial Bancorp, Inc. functions as the parent company for 1st Colonial Community Bank, providing a comprehensive suite of financial services to both businesses and individual consumers throughout New Jersey. The bank's offerings include diverse deposit products such as savings and money market accounts, certificates of deposit (CDs), specialized club accounts, and both business and personal checking accounts. It also extends a broad selection of lending options, including home equity loans and lines of credit, personal and vehicle loans, residential and commercial mortgages, and construction financing. Furthermore, the company provides business lines of credit, equipment and vehicle funding, real estate loans, working capital facilities, business acquisition loans, and Small Business Administration (SBA) loans. Beyond core banking, 1st Colonial delivers a variety of merchant services like remote deposit capture, ACH/wire transfers, and night deposit drop facilities. Other amenities include safe deposit boxes, coin counting, online and mobile banking platforms, debit card services, and ATM access. For customer convenience, 1st Colonial operates two branch locations in Collingswood and Westville, New Jersey, supplemented by a dedicated loan production office in Haddonfield. Established in 2000, 1st Colonial Bancorp, Inc. maintains its primary administrative offices in Cherry Hill, New Jersey.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
1st Colonial Bancorp, Inc. (FCOB)
1st Colonial Bancorp, Inc. functions as the parent company for 1st Colonial Community Bank, providing a comprehensive suite of financial services to both businesses and individual consumers throughout New Jersey. The bank's offerings include diverse deposit products such as savings and money market accounts, certificates of deposit (CDs), specialized club accounts, and both business and personal checking accounts. It also extends a broad selection of lending options, including home equity loans and lines of credit, personal and vehicle loans, residential and commercial mortgages, and construction financing. Furthermore, the company provides business lines of credit, equipment and vehicle funding, real estate loans, working capital facilities, business acquisition loans, and Small Business Administration (SBA) loans. Beyond core banking, 1st Colonial delivers a variety of merchant services like remote deposit capture, ACH/wire transfers, and night deposit drop facilities. Other amenities include safe deposit boxes, coin counting, online and mobile banking platforms, debit card services, and ATM access. For customer convenience, 1st Colonial operates two branch locations in Collingswood and Westville, New Jersey, supplemented by a dedicated loan production office in Haddonfield. Established in 2000, 1st Colonial Bancorp, Inc. maintains its primary administrative offices in Cherry Hill, New Jersey.
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