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Comarch S.A. (CMR.WA)
Key financial summary
Financials in PLN| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | PLN m | 1,437 | 1,537 | 1,627 | 1,859 | 1,816 | 1,916 | 1,916 |
| Operating profit | PLN m | 101 | 101 | |||||
| Net profit | PLN m | 105 | 121 | 123 | 108 | 101 | 58 | 58 |
| EPS reported | PLN | 7.08 | 7.62 | |||||
| Operating cashflow per share | PLN | 19.28 | 19.28 | |||||
| Capex per share | PLN | 6.14 | 6.14 | |||||
| FCF per share | PLN | 13.14 | 13.14 | |||||
| Free cash flow | PLN m | 107 | 107 | |||||
| Net debt | PLN m | -480 | -480 | |||||
| Book value equity | PLN m | 1,321 | 1,321 | |||||
| Book value per share | PLN | 162.4 | 162.4 | |||||
| Number of shares | m | 8.13 | 8.13 | |||||
| DPS (TTM paid) | PLN | 5.00 | 0.00 |
Financial summary
Financials in PLN| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 46.75 | - | |||||
| P/B LTM | x | 2.04 | 2.04 | |||||
| P/S LTM | x | 1.40 | 1.40 | |||||
| P/FCF LTM | x | 25.19 | 25.19 | |||||
| EV/EBITDA LTM | x | 11.49 | 10.96 | |||||
| EV/Sales LTM | x | 1.21 | 1.15 | |||||
| Earnings Yield LTM | % | 2.14% | 2.14% | |||||
| FCF Yield | % | 3.97% | 3.97% | |||||
| Quality | ||||||||
| ROE | % | 4.36% | 4.35% | |||||
| ROIC | % | 3.08% | 3.08% | |||||
| Operating margin | % | 5.27% | 5.27% | |||||
| Gross margin | % | 24.25% | 24.25% | |||||
| FCF/Sales | % | 5.58% | 5.58% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -42.76% | -42.76% | |||||
| Sales Growth YoY | % | +5.54% | +5.54% | |||||
| Net Income Growth YoY | % | -42.77% | -42.77% | |||||
| FCF Growth | % | -27.58% | -27.58% | |||||
| Operating Profit Growth | % | +4.96% | +4.96% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 1.51% | 0.00% | |||||
| Dividend Growth | % | +25.00% | - | |||||
| Payout Ratio | % | 70.63% | 0.00% | |||||
| FCF/Debt | x | 0.57 | 0.57 | |||||
| Net Debt/EBITDA | x | -1.84 | -1.84 | |||||
| EBIT/Net interest | x | 0.00 | 0.00 | |||||
| Net debt/market cap | % | -17.81% | -17.81% | |||||
| Net debt/Equity | x | -0.36 | -0.36 | |||||
| Gross debt/equity | x | 0.14 | 0.14 | |||||
Company overview
Comarch S.A., established in 1993 and headquartered in Kraków, Poland, operates as a global IT solutions provider, managing the design, implementation, and integration of its offerings worldwide. The company presents a diverse portfolio of specialized software and services across multiple industries. For the financial sector, Comarch develops solutions for small business, corporate, and mobile banking, factoring (including cloud-based options), trade finance, wealth management, loan origination, custody, and various insurance products such as digital, life, commission, and incentive schemes. Their financial tools also encompass anti-money laundering, business intelligence, authentication, and manager assistant functionalities. Within enterprise and office management, they provide platforms for electronic matter handling (EOS), supporting systems (ERGO), document workflow (Worlflow), rapid video analysis (Video Cut), e-Government services, integrated ERP systems, security platforms, employee portals, eRecording, monitoring and automation platforms, and video terminal solutions. Comarch is also a significant player in Internet of Things (IoT), offering solutions specifically for the telecommunications industry, alongside general IoT components. Their services further extend to marketing and sales support, including loyalty programs, marketing campaign management, employee motivation systems, electronic data and business information exchange, document management, sales process support, and mobile application development. The company's industry-specific expertise includes IT systems for hospitals and health record management software. For the automotive industry, they provide software development, in-car infotainment systems, and smartphone integration. They also assist the consumer electronics and semiconductor sectors with hardware prototyping support, software development, and test system creation. Beyond its technological endeavors, Comarch S.A. is involved in various sports activities.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Comarch S.A. (CMR.WA)
Comarch S.A., established in 1993 and headquartered in Kraków, Poland, operates as a global IT solutions provider, managing the design, implementation, and integration of its offerings worldwide. The company presents a diverse portfolio of specialized software and services across multiple industries. For the financial sector, Comarch develops solutions for small business, corporate, and mobile banking, factoring (including cloud-based options), trade finance, wealth management, loan origination, custody, and various insurance products such as digital, life, commission, and incentive schemes. Their financial tools also encompass anti-money laundering, business intelligence, authentication, and manager assistant functionalities. Within enterprise and office management, they provide platforms for electronic matter handling (EOS), supporting systems (ERGO), document workflow (Worlflow), rapid video analysis (Video Cut), e-Government services, integrated ERP systems, security platforms, employee portals, eRecording, monitoring and automation platforms, and video terminal solutions. Comarch is also a significant player in Internet of Things (IoT), offering solutions specifically for the telecommunications industry, alongside general IoT components. Their services further extend to marketing and sales support, including loyalty programs, marketing campaign management, employee motivation systems, electronic data and business information exchange, document management, sales process support, and mobile application development. The company's industry-specific expertise includes IT systems for hospitals and health record management software. For the automotive industry, they provide software development, in-car infotainment systems, and smartphone integration. They also assist the consumer electronics and semiconductor sectors with hardware prototyping support, software development, and test system creation. Beyond its technological endeavors, Comarch S.A. is involved in various sports activities.
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