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CFSB Bancorp, Inc. (CFSB)
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 8 | 8 | 9 | 9 | 7 | 8 | 8 |
| Operating profit | $m | -0 | -0 | |||||
| Net profit | $m | 2 | 1 | 0 | 1 | 0 | -0 | -0 |
| EPS reported | $ | -0.04 | -0.05 | |||||
| Operating cashflow per share | $ | -0.07 | -0.07 | |||||
| Capex per share | $ | 0.00 | 0.00 | |||||
| FCF per share | $ | -0.07 | -0.07 | |||||
| Free cash flow | $m | -0 | 0 | |||||
| Net debt | $m | -14 | -14 | |||||
| Book value equity | $m | 76 | 76 | |||||
| Book value per share | $ | 12.08 | 12.13 | |||||
| Number of shares | m | 6.27 | 6.24 | |||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | - | - | |||||
| P/B LTM | x | 1.14 | 1.23 | |||||
| P/S LTM | x | 11.31 | 12.30 | |||||
| P/FCF LTM | x | -183.34 | 202.42 | |||||
| EV/EBITDA LTM | x | -1,363.33 | -1,127.30 | |||||
| EV/Sales LTM | x | 6.96 | 10.40 | |||||
| Earnings Yield LTM | % | -0.31% | -0.30% | |||||
| FCF Yield | % | -0.55% | 0.49% | |||||
| Quality | ||||||||
| ROE | % | -0.35% | -0.35% | |||||
| ROIC | % | 0.10% | 0.10% | |||||
| Operating margin | % | -2.14% | -2.14% | |||||
| Gross margin | % | 55.49% | 55.49% | |||||
| FCF/Sales | % | -3.42% | -3.42% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | - | - | |||||
| Sales Growth YoY | % | +1.41% | +1.41% | |||||
| Net Income Growth YoY | % | - | - | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | - | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | -0.04 | 0.04 | |||||
| Net Debt/EBITDA | x | -134.97 | -134.97 | |||||
| EBIT/Net interest | x | -0.05 | -0.05 | |||||
| Net debt/market cap | % | -15.73% | -15.44% | |||||
| Net debt/Equity | x | -0.18 | -0.19 | |||||
| Gross debt/equity | x | 0.15 | 0.15 | |||||
Company overview
CFSB Bancorp, Inc. functions as the parent company for Colonial Federal Savings Bank, delivering a range of financial products and services to both individual clients and small enterprises. Its deposit offerings encompass non-interest and interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. The company also extends various lending options, including residential real estate loans for one to four families, multi-family and commercial real estate loans, second mortgage loans, home equity lines of credit, and consumer loans. Furthermore, it allocates capital to a diverse portfolio of investment-grade securities and highly liquid assets, such as U.S. treasury obligations, government-sponsored enterprise securities, corporate bonds, mortgage-backed securities, collateralized mortgage obligations, asset-backed securities, municipal bonds, mutual funds, and certificates of deposit from federally insured institutions. Established in 1889 and headquartered in Quincy, Massachusetts, the company conducts its operations through three full-service banking offices and one limited-service branch situated within Norfolk County, Massachusetts. CFSB Bancorp, Inc. is a subsidiary of 15 Beach, MHC.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
CFSB Bancorp, Inc. (CFSB)
CFSB Bancorp, Inc. functions as the parent company for Colonial Federal Savings Bank, delivering a range of financial products and services to both individual clients and small enterprises. Its deposit offerings encompass non-interest and interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. The company also extends various lending options, including residential real estate loans for one to four families, multi-family and commercial real estate loans, second mortgage loans, home equity lines of credit, and consumer loans. Furthermore, it allocates capital to a diverse portfolio of investment-grade securities and highly liquid assets, such as U.S. treasury obligations, government-sponsored enterprise securities, corporate bonds, mortgage-backed securities, collateralized mortgage obligations, asset-backed securities, municipal bonds, mutual funds, and certificates of deposit from federally insured institutions. Established in 1889 and headquartered in Quincy, Massachusetts, the company conducts its operations through three full-service banking offices and one limited-service branch situated within Norfolk County, Massachusetts. CFSB Bancorp, Inc. is a subsidiary of 15 Beach, MHC.
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