Full history for every metric is available with a Kvantra account

Stock profile

Banca Popolare di Sondrio S.p.A (BPSO.MI)

Country: ItalySector: Financial ServicesIndustry: Banks - RegionalExchange: MIL

Delisted · last close 17 Apr 2026

Current price
17.86 EUR+1.42%
Last close 17 Apr 2026
Benchmarks

Key financial summary

Financials in EUR
202020212022202320242025TTM
Total net revenue€m8831,1151,1631,5981,7871,6881,688
Operating profit€m946946
Net profit€m107269251461575648648
EPS reported€1.441.44
Operating cashflow per share€2.900.00
Capex per share€0.070.00
FCF per share€2.840.00
Free cash flow€m1,2760
Net debt€m2,1412,141
Book value equity€m4,5684,568
Book value per share€10.1610.16
Number of sharesm449.8449.82
DPS (TTM paid)€0.800.00

Financial summary

Financials in EUR
202020212022202320242025TTM
Value
P/E TTMx11.5612.40
P/B LTMx1.641.76
P/S LTMx4.444.76
P/FCF LTMx5.870.00
EV/EBITDA LTMx10.109.85
EV/Sales LTMx4.136.03
Earnings Yield LTM%8.65%8.06%
FCF Yield%17.04%0.00%
Quality
ROE%14.18%10.64%
ROIC%5.28%3.83%
Operating margin%40.55%40.83%
Gross margin%76.47%69.41%
FCF/Sales%54.72%0.00%
Growth and momentum
EPS Growth YoY%+12.50%+12.50%
Sales Growth YoY%-5.50%-5.50%
Net Income Growth YoY%+12.71%+12.71%
FCF Growth%--100.00%
Operating Profit Growth%+12.49%+12.49%
Dividend and capital structure
Dividend Yield%4.81%0.00%
Dividend Growth%--100.00%
Payout Ratio%55.63%55.60%
FCF/Debtx0.230.00
Net Debt/EBITDAx2.252.80
EBIT/Net interestx1.471.53
Net debt/market cap%28.58%26.64%
Net debt/Equityx0.470.47
Gross debt/equityx1.201.20

Company overview

Banca Popolare di Sondrio S.p.A., operating with its affiliated entities, delivers a broad spectrum of banking and financial services across Italy. The institution's offerings encompass diverse deposit solutions like checking, savings, certificate of deposit, and fixed-term accounts, alongside various debt instruments such as bonds. It extends a range of credit facilities, including foreign currency, artisan, agricultural, personal, and mortgage financing, principally targeting individual consumers and small-to-medium-sized enterprises (SMEs). Furthermore, the bank provides sophisticated financial services such as repurchase agreements, securities lending, safekeeping and management of financial instruments, advisory services, personalized investment portfolio oversight, guarantees, as well as leasing and factoring solutions. Complementing these, it issues credit and debit cards, offers insurance products, and facilitates payment and collection processes. Uniquely, the company also engages in hotel management, participates in the issuance of sovereign and high-quality corporate debt, and oversees the management and upkeep of its leased properties. Founded in 1871 and headquartered in Sondrio, Italy, the bank maintained a network of 350 branch locations as of December 31, 2021.

WebsiteN/A
IndustryBanks - Regional
CountryItaly
Trades inEUR

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 17 Apr 2026

Banca Popolare di Sondrio S.p.A (BPSO.MI)

BPSO.MI · MIL · Financial Services
17.86 EUR+1.42%
Benchmarks
Financialsin EUR
20242025TTM
About

Banca Popolare di Sondrio S.p.A., operating with its affiliated entities, delivers a broad spectrum of banking and financial services across Italy. The institution's offerings encompass diverse deposit solutions like checking, savings, certificate of deposit, and fixed-term accounts, alongside various debt instruments such as bonds. It extends a range of credit facilities, including foreign currency, artisan, agricultural, personal, and mortgage financing, principally targeting individual consumers and small-to-medium-sized enterprises (SMEs). Furthermore, the bank provides sophisticated financial services such as repurchase agreements, securities lending, safekeeping and management of financial instruments, advisory services, personalized investment portfolio oversight, guarantees, as well as leasing and factoring solutions. Complementing these, it issues credit and debit cards, offers insurance products, and facilitates payment and collection processes. Uniquely, the company also engages in hotel management, participates in the issuance of sovereign and high-quality corporate debt, and oversees the management and upkeep of its leased properties. Founded in 1871 and headquartered in Sondrio, Italy, the bank maintained a network of 350 branch locations as of December 31, 2021.

IndustryBanks - Regional
CountryItaly
Trades inEUR

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Unlock all fundamental data

Sign up for Free

Unlock all fundamental data

Sign up for Free