Bank of the Philippine Islands (BPHLF)
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No price history available.
Key financial summary
Financials in PHPTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | PHP bn | 78 | 97 | 119 | 138 | 170 | 3 | - | - |
| Operating profit | PHP bn | 1 | - | ||||||
| Net profit | PHP bn | 21 | 24 | 40 | 52 | 62 | 1 | - | 1 |
| EPS reported | PHP | 0.21 | - | ||||||
| Operating cashflow per share | PHP | -18.52 | - | ||||||
| Capex per share | PHP | 1.19 | - | ||||||
| FCF per share | PHP | -19.71 | - | ||||||
| Free cash flow | PHP bn | -104 | - | ||||||
| Net debt | PHP bn | 30 | - | ||||||
| Book value equity | PHP bn | 475 | - | ||||||
| Book value per share | PHP | 89.90 | - | ||||||
| Number of shares | m | 5,283.78 | - | ||||||
| DPS (TTM paid) | PHP | 4.94 | - |
Financial summary
Financials in PHPTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 1.11 | - | ||||||
| P/S LTM | x | 157.67 | - | ||||||
| P/FCF LTM | x | -5.07 | - | ||||||
| EV/EBITDA LTM | x | 392.90 | - | ||||||
| EV/Sales LTM | x | 134.55 | - | ||||||
| Earnings Yield LTM | % | +0.21% | - | ||||||
| FCF Yield | % | -19.72% | - | ||||||
| Quality | |||||||||
| ROE | % | +0.24% | - | ||||||
| ROIC | % | +0.03% | - | ||||||
| Operating margin | % | +32.19% | - | ||||||
| Gross margin | % | +67.64% | - | ||||||
| FCF/Sales | % | -2315.7% | - | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | -98.03% | - | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | -98.18% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.38% | - | ||||||
| Dividend Growth | % | +15.24% | - | ||||||
| Payout Ratio | % | +2083.5% | - | ||||||
| FCF/Debt | x | -0.44 | - | ||||||
| Net Debt/EBITDA | x | 49.96 | - | ||||||
| EBIT/Net interest | x | 1.26 | - | ||||||
| Net debt/market cap | % | +43.34% | - | ||||||
| Net debt/Equity | x | 0.06 | - | ||||||
| Gross debt/equity | x | 0.50 | - | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Bank of the Philippine Islands (BPI), along with its affiliated companies, delivers a comprehensive array of financial solutions and services to both individual consumers and corporate entities throughout the Philippines. Its operations are structured into three main divisions: Consumer Banking, Corporate Banking, and Investment Banking. The Consumer Banking division caters to individual and retail clients, providing deposit services, various consumer loan products (including home mortgages, auto financing, and credit card facilities), and remittance services. For corporate and institutional clients, encompassing large corporations and mid-market businesses, the Corporate Banking division offers deposit management, credit facilities, trade finance, and cash management solutions. The Investment Banking division focuses on corporate advisory, securities dealing, wealth management, trust and fiduciary services, as well as proprietary trading and strategic investment activities. Beyond these core offerings, BPI's extensive service portfolio also incorporates financing options, securities dealership, investment and asset management, real estate activities (such as land holding, leasing, and rental), foreign exchange services, specialized business support (including operations management and business systems), pre-need products, and non-life insurance. As of December 31, 2021, the bank maintained a vast physical presence with 1,176 branches and a total of 2,457 automated teller machines (ATMs) and cash acceptance machines (CAMs). Furthermore, customers can access BPI's services through a range of electronic channels, including telephone banking, mobile applications, and online platforms. Established in 1851, Bank of the Philippine Islands is headquartered in Makati City, the Philippines.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Bank of the Philippine Islands (BPHLF)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Bank of the Philippine Islands (BPI), along with its affiliated companies, delivers a comprehensive array of financial solutions and services to both individual consumers and corporate entities throughout the Philippines. Its operations are structured into three main divisions: Consumer Banking, Corporate Banking, and Investment Banking. The Consumer Banking division caters to individual and retail clients, providing deposit services, various consumer loan products (including home mortgages, auto financing, and credit card facilities), and remittance services. For corporate and institutional clients, encompassing large corporations and mid-market businesses, the Corporate Banking division offers deposit management, credit facilities, trade finance, and cash management solutions. The Investment Banking division focuses on corporate advisory, securities dealing, wealth management, trust and fiduciary services, as well as proprietary trading and strategic investment activities. Beyond these core offerings, BPI's extensive service portfolio also incorporates financing options, securities dealership, investment and asset management, real estate activities (such as land holding, leasing, and rental), foreign exchange services, specialized business support (including operations management and business systems), pre-need products, and non-life insurance. As of December 31, 2021, the bank maintained a vast physical presence with 1,176 branches and a total of 2,457 automated teller machines (ATMs) and cash acceptance machines (CAMs). Furthermore, customers can access BPI's services through a range of electronic channels, including telephone banking, mobile applications, and online platforms. Established in 1851, Bank of the Philippine Islands is headquartered in Makati City, the Philippines.
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