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Blackhawk Bancorp, Inc. (BHWB)
Key financial summary
Financials in USD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 29 | 33 | 40 | 52 | 54 | 52 | 48 |
| Operating profit | $m | 22 | 23 | |||||
| Net profit | $m | 6 | 8 | 10 | 11 | 14 | 14 | 14 |
| EPS reported | $ | 4.75 | 4.73 | |||||
| Operating cashflow per share | $ | 4.65 | 4.65 | |||||
| Capex per share | $ | 0.31 | 0.31 | |||||
| FCF per share | $ | 4.34 | 4.34 | |||||
| Free cash flow | $m | 12 | 5 | |||||
| Net debt | $m | -420 | -421 | |||||
| Book value equity | $m | 76 | 81 | |||||
| Book value per share | $ | 26.51 | 27.95 | |||||
| Number of shares | m | 2.87 | 2.88 | |||||
| DPS (TTM paid) | $ | 0.48 | 0.00 |
Financial summary
Financials in USD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 6.26 | - | |||||
| P/B LTM | x | 1.12 | 1.20 | |||||
| P/S LTM | x | 1.64 | 2.00 | |||||
| P/FCF LTM | x | 6.86 | 19.47 | |||||
| EV/EBITDA LTM | x | 0.00 | 0.00 | |||||
| EV/Sales LTM | x | 1.92 | -6.71 | |||||
| Earnings Yield LTM | % | 15.97% | 14.25% | |||||
| FCF Yield | % | 14.58% | 5.14% | |||||
| Quality | ||||||||
| ROE | % | 17.93% | 15.39% | |||||
| ROIC | % | 1.80% | 1.80% | |||||
| Operating margin | % | 38.50% | 38.50% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 22.03% | 22.03% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +6.26% | +10.77% | |||||
| Sales Growth YoY | % | -2.95% | -7.01% | |||||
| Net Income Growth YoY | % | +0.12% | +11.41% | |||||
| FCF Growth | % | +19.08% | +143.54% | |||||
| Operating Profit Growth | % | +22.35% | +42.40% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 1.62% | 0.00% | |||||
| Dividend Growth | % | +6.67% | - | |||||
| Payout Ratio | % | 10.11% | 10.11% | |||||
| FCF/Debt | x | 0.26 | 0.17 | |||||
| Net Debt/EBITDA | x | 0.00 | 0.00 | |||||
| EBIT/Net interest | x | 5.03 | 5.03 | |||||
| Net debt/market cap | % | -492.46% | -435.95% | |||||
| Net debt/Equity | x | -5.53 | -5.23 | |||||
| Gross debt/equity | x | 0.63 | 0.36 | |||||
Company overview
Blackhawk Bancorp, Inc. functions as a financial holding company, offering a diverse range of banking products and services throughout the United States. Its personal banking segment features various account types, including checking, savings, health savings, money market accounts, and certificates of deposit. Customers can also access a suite of lending solutions, such as personal, auto, student, home improvement, and home equity loans, alongside lines of credit and credit card options. For its business clients, the company provides an extensive array of offerings. These encompass numerous business checking accounts (including business interest, sweep, small business, and NOW accounts), health savings and money market accounts, and specialized commercial lending products like development, term, equipment/fixed asset, and Small Business Administration (SBA) loans. Additionally, businesses can utilize lines and letters of credit, receivables financing, corporate credit cards, and comprehensive treasury management services. Complementing these core services are solutions for payment processing, mortgage lending, financial planning, wealth and investment management, security brokerage, commercial banking, convenient online and mobile banking platforms, and installment loans. Blackhawk Bancorp serves a broad clientele, including individuals, corporations, institutions, and governmental entities, primarily through its network of eleven full-service banking centers situated across northern Illinois and southern Wisconsin. The company was founded in 1881 and is headquartered in Beloit, Wisconsin.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Blackhawk Bancorp, Inc. (BHWB)
Blackhawk Bancorp, Inc. functions as a financial holding company, offering a diverse range of banking products and services throughout the United States. Its personal banking segment features various account types, including checking, savings, health savings, money market accounts, and certificates of deposit. Customers can also access a suite of lending solutions, such as personal, auto, student, home improvement, and home equity loans, alongside lines of credit and credit card options. For its business clients, the company provides an extensive array of offerings. These encompass numerous business checking accounts (including business interest, sweep, small business, and NOW accounts), health savings and money market accounts, and specialized commercial lending products like development, term, equipment/fixed asset, and Small Business Administration (SBA) loans. Additionally, businesses can utilize lines and letters of credit, receivables financing, corporate credit cards, and comprehensive treasury management services. Complementing these core services are solutions for payment processing, mortgage lending, financial planning, wealth and investment management, security brokerage, commercial banking, convenient online and mobile banking platforms, and installment loans. Blackhawk Bancorp serves a broad clientele, including individuals, corporations, institutions, and governmental entities, primarily through its network of eleven full-service banking centers situated across northern Illinois and southern Wisconsin. The company was founded in 1881 and is headquartered in Beloit, Wisconsin.
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