Bancorp 34, Inc. (BCTF)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 17 | 20 | 19 | 16 | 30 | 33 | 33 | - |
| Operating profit | $m | 10 | 11 | ||||||
| Net profit | $m | 2 | 5 | 1 | -3 | 2 | 8 | 7 | - |
| EPS reported | $ | 1.07 | 0.91 | ||||||
| Operating cashflow per share | $ | 0.61 | 0.00 | ||||||
| Capex per share | $ | 0.04 | 0.00 | ||||||
| FCF per share | $ | 0.57 | 0.00 | ||||||
| Free cash flow | $m | 4 | 0 | ||||||
| Net debt | $m | -7 | 24 | ||||||
| Book value equity | $m | 97 | 100 | ||||||
| Book value per share | $ | 13.12 | 12.88 | ||||||
| Number of shares | m | 7.38 | 7.78 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.74 | 15.66 | ||||||
| P/B LTM | x | 1.04 | 1.00 | ||||||
| P/S LTM | x | 3.07 | 3.02 | ||||||
| P/FCF LTM | x | 24.06 | 0.00 | ||||||
| EV/EBITDA LTM | x | 8.77 | 11.60 | ||||||
| EV/Sales LTM | x | 1.79 | 2.36 | ||||||
| Earnings Yield LTM | % | +7.85% | +6.39% | ||||||
| FCF Yield | % | +4.16% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +8.12% | +6.91% | ||||||
| ROIC | % | +0.87% | +0.96% | ||||||
| Operating margin | % | +18.38% | +19.95% | ||||||
| Gross margin | % | +67.00% | +63.79% | ||||||
| FCF/Sales | % | +7.71% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +328.00% | +264.00% | ||||||
| Sales Growth YoY | % | +9.48% | +11.53% | ||||||
| Net Income Growth YoY | % | +365.42% | +299.29% | ||||||
| FCF Growth | % | +68.63% | -100.00% | ||||||
| Operating Profit Growth | % | +1517.7% | +1635.6% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | -100.00% | -100.00% | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.14 | 0.00 | ||||||
| Net Debt/EBITDA | x | -0.30 | 2.22 | ||||||
| EBIT/Net interest | x | 0.46 | 0.53 | ||||||
| Net debt/market cap | % | +27.81% | +25.36% | ||||||
| Net debt/Equity | x | -0.07 | 0.24 | ||||||
| Gross debt/equity | x | 0.31 | 0.27 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Bancorp 34, Inc. serves as the holding company for Bank 34, a financial institution that provides a broad spectrum of banking products and services to individuals and businesses throughout the United States. Its deposit offerings encompass a variety of account types, including savings, checking, money market, demand, and NOW accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit. The company also extends a wide array of lending and financing options. These include funding for small businesses, notably Small Business Administration (SBA) loans, alongside working capital, equipment, and manufacturing loans. For real estate, it finances owner-occupied properties, offers long-term financing, and provides loans for commercial real estate, multi-family units, office buildings, industrial facilities, and construction projects, including mobile home parks. Further credit solutions feature personal and mortgage loans, flexible lines of credit, United States Department of Agriculture (USDA) loans, and capital for investor pools of single-family rental properties. Beyond these core services, customers can access credit and debit cards, secure safe deposit boxes, merchant card processing, and convenient e-banking services. The bank conducts its operations through a network of four full-service branches. These are situated in Alamogordo and Las Cruces in southern New Mexico, and in Scottsdale and Peoria, Arizona. Established in 1934, Bancorp 34, Inc. maintains its corporate headquarters in Scottsdale, Arizona.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Bancorp 34, Inc. serves as the holding company for Bank 34, a financial institution that provides a broad spectrum of banking products and services to individuals and businesses throughout the United States. Its deposit offerings encompass a variety of account types, including savings, checking, money market, demand, and NOW accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit. The company also extends a wide array of lending and financing options. These include funding for small businesses, notably Small Business Administration (SBA) loans, alongside working capital, equipment, and manufacturing loans. For real estate, it finances owner-occupied properties, offers long-term financing, and provides loans for commercial real estate, multi-family units, office buildings, industrial facilities, and construction projects, including mobile home parks. Further credit solutions feature personal and mortgage loans, flexible lines of credit, United States Department of Agriculture (USDA) loans, and capital for investor pools of single-family rental properties. Beyond these core services, customers can access credit and debit cards, secure safe deposit boxes, merchant card processing, and convenient e-banking services. The bank conducts its operations through a network of four full-service branches. These are situated in Alamogordo and Las Cruces in southern New Mexico, and in Scottsdale and Peoria, Arizona. Established in 1934, Bancorp 34, Inc. maintains its corporate headquarters in Scottsdale, Arizona.
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