Atlantic Capital Bancshares, Inc. (ACBI) functions as the parent company for Atlantic Capital Bank, N.A., delivering a comprehensive array of banking solutions. The institution attracts deposits through various account types, including demand accounts (both interest and non-interest-bearing), savings accounts, money market accounts, time deposits, and brokered deposits. Its extensive lending portfolio caters to diverse needs, encompassing working capital and equipment financing, loans secured by owner-occupied real estate, revolving credit facilities, term loans, and letters of credit. For individual clients, offerings include secured installment loans and home equity lines of credit. Commercial real estate developers can access specialized financing such as secured construction loans, secured mini-permanent loans, and both secured and unsecured lines of credit. Furthermore, the bank provides Small Business Administration (SBA) and franchise finance loans. Beyond traditional banking, ACBI extends a suite of auxiliary services like cash and treasury management, capital markets advisory, payment processing, payroll services, electronic payment solutions, and convenient online and mobile banking platforms. Its diverse client base includes small and medium-sized enterprises, larger commercial entities, franchisees, non-profit organizations, commercial real estate developers, individual consumers, and professional service firms. Incorporated in 2006 and headquartered in Atlanta, Georgia, the company also operates five additional branches spread across Cobb County, Fulton County, and Athens-Clarke County in Georgia, as well as Hamilton County, Tennessee.