Capital Bancorp, Inc. (CBNK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 134 | 167 | 170 | 165 | 184 | 239 | 224 | - |
| Operating profit | $m | 71 | 46 | ||||||
| Net profit | $m | 26 | 40 | 42 | 36 | 31 | 57 | 56 | 57 |
| EPS reported | $ | 3.40 | 3.40 | ||||||
| Operating cashflow per share | $ | 4.23 | 4.18 | ||||||
| Capex per share | $ | 0.14 | 0.18 | ||||||
| FCF per share | $ | 4.08 | 4.00 | ||||||
| Free cash flow | $m | 67 | 65 | ||||||
| Net debt | $m | -209 | -193 | ||||||
| Book value equity | $m | 402 | 422 | ||||||
| Book value per share | $ | 24.37 | 25.79 | ||||||
| Number of shares | m | 16.49 | 16.37 | ||||||
| DPS (TTM paid) | $ | 0.44 | 0.50 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.29 | 10.62 | ||||||
| P/B LTM | x | 1.16 | 1.10 | ||||||
| P/S LTM | x | 1.95 | 2.08 | ||||||
| P/FCF LTM | x | 6.90 | 7.12 | ||||||
| EV/EBITDA LTM | x | 6.60 | 9.91 | ||||||
| EV/Sales LTM | x | 1.60 | 2.15 | ||||||
| Earnings Yield LTM | % | +12.06% | +9.42% | ||||||
| FCF Yield | % | +14.50% | +14.04% | ||||||
| Quality | |||||||||
| ROE | % | +14.22% | +13.85% | ||||||
| ROIC | % | +3.97% | +0.92% | ||||||
| Operating margin | % | +23.26% | +15.76% | ||||||
| Gross margin | % | +73.63% | +73.47% | ||||||
| FCF/Sales | % | +22.18% | +22.29% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +60.38% | +60.38% | ||||||
| Sales Growth YoY | % | +29.95% | +21.86% | ||||||
| Net Income Growth YoY | % | +84.59% | +82.00% | ||||||
| FCF Growth | % | +105.52% | +99.07% | ||||||
| Operating Profit Growth | % | +68.80% | +10.30% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.57% | +1.35% | ||||||
| Dividend Growth | % | +22.22% | +38.89% | ||||||
| Payout Ratio | % | +13.01% | +14.03% | ||||||
| FCF/Debt | x | 1.29 | 1.25 | ||||||
| Net Debt/EBITDA | x | 0.29 | 0.56 | ||||||
| EBIT/Net interest | x | 1.09 | 0.67 | ||||||
| Net debt/market cap | % | +11.21% | +8.64% | ||||||
| Net debt/Equity | x | -0.52 | -0.46 | ||||||
| Gross debt/equity | x | 0.13 | 0.12 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Capital Bancorp, Inc. (CBNK)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.
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