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Stock profile

The Naganobank, Ltd. (8521.T)

Country: JapanSector: Financial ServicesIndustry: Banks - RegionalExchange: JPX

Delisted · last close 29 May 2023

Current price
1,543.00 JPY+4.47%
Last close 29 May 2023
Benchmarks

Key financial summary

Financials in JPY
201620172018201920202021TTM
Total net revenue¥bn20211921201818
Operating profit¥bn21
Net profit¥bn2211111
EPS reported¥146.176.64
Operating cashflow per share¥11,07911,079
Capex per share¥31.3331.33
FCF per share¥11,04711,047
Free cash flow¥bn10051
Net debt¥bn-63-72
Book value equity¥bn5040
Book value per share¥5,4264,392
Number of sharesm9.159.03
DPS (TTM paid)¥50.0050.00

Financial summary

Financials in JPY
201620172018201920202021TTM
Value
P/E TTMx8.74-
P/B LTMx0.230.35
P/S LTMx0.640.76
P/FCF LTMx0.120.27
EV/EBITDA LTMx-19.34-50.43
EV/Sales LTMx-2.84-3.17
Earnings Yield LTM%11.44%9.59%
FCF Yield%865.10%364.48%
Quality
ROE%2.69%2.57%
ROIC%0.12%0.12%
Operating margin%11.48%11.48%
Gross margin%100.00%100.00%
FCF/Sales%550.87%550.87%
Growth and momentum
EPS Growth YoY%+29.50%-57.06%
Sales Growth YoY%-9.73%-3.94%
Net Income Growth YoY%+12.46%-57.42%
FCF Growth%+6848.4%+92.18%
Operating Profit Growth%+19.90%-54.61%
Dividend and capital structure
Dividend Yield%3.94%3.24%
Dividend Growth%0.00%-
Payout Ratio%33.98%33.98%
FCF/Debtx0.7611.50
Net Debt/EBITDAx-23.68-23.68
EBIT/Net interestx11.5511.55
Net debt/market cap%-545.89%-516.72%
Net debt/Equityx-1.27-1.82
Gross debt/equityx2.640.11

Company overview

The Naganobank, Ltd. offers a comprehensive array of banking and financial services to both individual consumers and corporate clients throughout Japan. Its operations are structured into two distinct divisions: Banking and Leasing. The institution provides a diverse selection of deposit accounts, encompassing checking, ordinary, savings, settlement, notification, fixed-term, separate, and transferable time deposits. It also extends various credit facilities, such as standard loans, certificate-backed lending, overdrafts, and bill discounting, alongside specialized financial support for small and medium-sized enterprises (SMEs), sole proprietorships, and the agricultural sector. Beyond traditional deposits and lending, Naganobank is active in the public bond market, engaging in investments across government, municipal, and corporate debt instruments, as well as equities and other securities. It also undertakes the issuance of private placement bonds. The bank facilitates various transactional needs, including remittance exchange, money transfers, and payment collection. Its international offerings span export and import services, foreign remittances, and other foreign exchange operations. Additionally, Naganobank provides credit card solutions and credit guarantee services. It manages the entrustment and registration of public and corporate bonds and acts as an agent for the sale of both non-life and life insurance products. Established in 1950, The Naganobank, Ltd. maintains its headquarters in Matsumoto, Japan. As of March 31, 2021, its extensive branch network included 52 locations across Nagano Prefecture and one branch situated in Tokyo.

WebsiteN/A
IndustryBanks - Regional
CountryJapan
Trades inJPY

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 29 May 2023

The Naganobank, Ltd. (8521.T)

8521.T · JPX · Financial Services
1,543.00 JPY+4.47%
Benchmarks
Financialsin JPY
20202021TTM
About

The Naganobank, Ltd. offers a comprehensive array of banking and financial services to both individual consumers and corporate clients throughout Japan. Its operations are structured into two distinct divisions: Banking and Leasing. The institution provides a diverse selection of deposit accounts, encompassing checking, ordinary, savings, settlement, notification, fixed-term, separate, and transferable time deposits. It also extends various credit facilities, such as standard loans, certificate-backed lending, overdrafts, and bill discounting, alongside specialized financial support for small and medium-sized enterprises (SMEs), sole proprietorships, and the agricultural sector. Beyond traditional deposits and lending, Naganobank is active in the public bond market, engaging in investments across government, municipal, and corporate debt instruments, as well as equities and other securities. It also undertakes the issuance of private placement bonds. The bank facilitates various transactional needs, including remittance exchange, money transfers, and payment collection. Its international offerings span export and import services, foreign remittances, and other foreign exchange operations. Additionally, Naganobank provides credit card solutions and credit guarantee services. It manages the entrustment and registration of public and corporate bonds and acts as an agent for the sale of both non-life and life insurance products. Established in 1950, The Naganobank, Ltd. maintains its headquarters in Matsumoto, Japan. As of March 31, 2021, its extensive branch network included 52 locations across Nagano Prefecture and one branch situated in Tokyo.

IndustryBanks - Regional
CountryJapan
Trades inJPY

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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