XP Inc. (XP)
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No price history available.
Key financial summary
Financials in BRL| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | BRL bn | 9 | 13 | 14 | 15 | 20 | 18 | 19 | 20 |
| Operating profit | BRL bn | 6 | 6 | ||||||
| Net profit | BRL bn | 2 | 4 | 4 | 4 | 5 | 5 | 5 | 6 |
| EPS reported | BRL | 9.72 | 10.12 | ||||||
| Operating cashflow per share | BRL | 22.84 | 29.75 | ||||||
| Capex per share | BRL | 0.40 | 0.73 | ||||||
| FCF per share | BRL | 22.44 | 29.02 | ||||||
| Free cash flow | BRL bn | 12 | 22 | ||||||
| Net debt | BRL bn | 75 | 85 | ||||||
| Book value equity | BRL bn | 24 | 25 | ||||||
| Book value per share | BRL | 44.27 | 47.63 | ||||||
| Number of shares | m | 531.92 | 520.55 | ||||||
| DPS (TTM paid) | BRL | 2.02 | 2.02 |
Financial summary
Financials in BRL| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.25 | 11.18 | ||||||
| P/B LTM | x | 2.01 | 1.91 | ||||||
| P/S LTM | x | 2.59 | 2.45 | ||||||
| P/FCF LTM | x | 3.99 | 2.20 | ||||||
| EV/EBITDA LTM | x | 19.55 | 18.63 | ||||||
| EV/Sales LTM | x | 6.70 | 6.66 | ||||||
| Earnings Yield LTM | % | +10.81% | +8.94% | ||||||
| FCF Yield | % | +25.03% | +45.51% | ||||||
| Quality | |||||||||
| ROE | % | +21.52% | +22.01% | ||||||
| ROIC | % | +1.42% | +1.38% | ||||||
| Operating margin | % | +32.42% | +31.84% | ||||||
| Gross margin | % | +67.36% | +66.96% | ||||||
| FCF/Sales | % | +64.89% | +80.68% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +18.10% | +22.96% | ||||||
| Sales Growth YoY | % | -8.21% | -3.04% | ||||||
| Net Income Growth YoY | % | -2.11% | +2.68% | ||||||
| FCF Growth | % | +9.10% | +98.34% | ||||||
| Operating Profit Growth | % | -10.34% | -7.01% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.05% | +2.34% | ||||||
| Dividend Growth | % | -48.78% | -48.78% | ||||||
| Payout Ratio | % | +9.56% | +9.50% | ||||||
| FCF/Debt | x | 0.14 | 0.23 | ||||||
| Net Debt/EBITDA | x | 11.99 | 12.81 | ||||||
| EBIT/Net interest | x | 9.65 | 10.95 | ||||||
| Net debt/market cap | % | +1.80% | +2.05% | ||||||
| Net debt/Equity | x | 3.17 | 3.42 | ||||||
| Gross debt/equity | x | 3.62 | 3.74 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
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