The Western Union Company (WU)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 4,835 | 5,071 | 4,476 | 4,357 | 4,210 | 4,041 | 4,035 | 4,131 |
| Operating profit | $m | 784 | 654 | ||||||
| Net profit | $m | 744 | 806 | 911 | 626 | 934 | 500 | 395 | 423 |
| EPS reported | $ | 1.53 | 1.23 | ||||||
| Operating cashflow per share | $ | 1.66 | 1.95 | ||||||
| Capex per share | $ | 0.46 | 0.66 | ||||||
| FCF per share | $ | 1.20 | 1.29 | ||||||
| Free cash flow | $m | 393 | 403 | ||||||
| Net debt | $m | -204 | -96 | ||||||
| Book value equity | $m | 958 | 915 | ||||||
| Book value per share | $ | 2.92 | 2.92 | ||||||
| Number of shares | m | 327.6 | 313.6 | ||||||
| DPS (TTM paid) | $ | 0.94 | 0.94 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 6.08 | 5.02 | ||||||
| P/B LTM | x | 3.17 | 3.32 | ||||||
| P/S LTM | x | 0.75 | 0.75 | ||||||
| P/FCF LTM | x | 7.74 | 7.55 | ||||||
| EV/EBITDA LTM | x | 4.82 | 5.41 | ||||||
| EV/Sales LTM | x | 1.12 | 0.87 | ||||||
| Earnings Yield LTM | % | +16.45% | +19.92% | ||||||
| FCF Yield | % | +12.92% | +13.24% | ||||||
| Quality | |||||||||
| ROE | % | +52.16% | +42.65% | ||||||
| ROIC | % | +14.53% | +13.71% | ||||||
| Operating margin | % | +19.41% | +16.20% | ||||||
| Gross margin | % | +28.70% | +32.97% | ||||||
| FCF/Sales | % | +9.72% | +9.98% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -44.16% | -55.11% | ||||||
| Sales Growth YoY | % | -4.01% | -4.16% | ||||||
| Net Income Growth YoY | % | -46.52% | -57.68% | ||||||
| FCF Growth | % | +6.51% | +9.14% | ||||||
| Operating Profit Growth | % | +8.05% | -9.93% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +10.16% | +13.51% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +61.65% | +76.92% | ||||||
| FCF/Debt | x | 0.13 | 0.15 | ||||||
| Net Debt/EBITDA | x | 1.57 | 1.60 | ||||||
| EBIT/Net interest | x | 5.48 | 1.85 | ||||||
| Net debt/market cap | % | +94.64% | +1.24% | ||||||
| Net debt/Equity | x | -0.21 | -0.10 | ||||||
| Gross debt/equity | x | 3.24 | 2.95 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The Western Union Company (WU)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.
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