W.T.B. Financial Corporation (WTBFB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 340 | 367 | 381 | 342 | 354 | 422 | 460 | - |
| Operating profit | $m | 120 | 154 | ||||||
| Net profit | $m | 76 | 100 | 114 | 56 | 56 | 94 | 120 | - |
| EPS reported | $ | 38.06 | 49.23 | ||||||
| Operating cashflow per share | $ | 43.86 | 0.00 | ||||||
| Capex per share | $ | 7.41 | 0.00 | ||||||
| FCF per share | $ | 36.45 | 0.00 | ||||||
| Free cash flow | $m | 90 | 0 | ||||||
| Net debt | $m | -133 | 376 | ||||||
| Book value equity | $m | 1,001 | 1,043 | ||||||
| Book value per share | $ | 406.3 | 433.2 | ||||||
| Number of shares | m | 2.46 | 2.41 | ||||||
| DPS (TTM paid) | $ | 9.25 | 9.25 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.59 | 9.36 | ||||||
| P/B LTM | x | 0.90 | 0.86 | ||||||
| P/S LTM | x | 2.13 | 1.95 | ||||||
| P/FCF LTM | x | 10.01 | 0.00 | ||||||
| EV/EBITDA LTM | x | 6.36 | 4.97 | ||||||
| EV/Sales LTM | x | 1.36 | 2.44 | ||||||
| Earnings Yield LTM | % | +10.43% | +10.68% | ||||||
| FCF Yield | % | +9.99% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +9.37% | +11.85% | ||||||
| ROIC | % | +4.48% | +1.14% | ||||||
| Operating margin | % | +21.32% | +26.54% | ||||||
| Gross margin | % | +74.87% | +79.09% | ||||||
| FCF/Sales | % | +15.89% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +70.06% | +119.97% | ||||||
| Sales Growth YoY | % | +19.34% | +30.06% | ||||||
| Net Income Growth YoY | % | +68.00% | +114.63% | ||||||
| FCF Growth | % | +204.12% | -100.00% | ||||||
| Operating Profit Growth | % | +69.77% | +117.15% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.52% | +2.24% | ||||||
| Dividend Growth | % | +25.00% | +25.00% | ||||||
| Payout Ratio | % | +24.18% | +24.18% | ||||||
| FCF/Debt | x | 0.16 | 0.00 | ||||||
| Net Debt/EBITDA | x | -1.11 | 2.44 | ||||||
| EBIT/Net interest | x | 0.85 | 1.29 | ||||||
| Net debt/market cap | % | +68.65% | +49.08% | ||||||
| Net debt/Equity | x | -0.13 | 0.36 | ||||||
| Gross debt/equity | x | 0.58 | 0.49 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
W.T.B. Financial Corporation operates as the holding company for Washington Trust Bank, delivering a broad spectrum of financial services to both corporate and individual clients. These offerings encompass traditional banking, fiduciary responsibilities, asset and wealth management, and mortgage lending. Its extensive range of deposit products includes standard checking, savings, and money market accounts, alongside specialized options such as health savings accounts (HSAs), individual retirement accounts (IRAs), analyzed accounts, and various certificates of deposit (CDs). The company also provides credit and debit cards. On the lending front, clients have access to a diverse portfolio of loan options, including financing for homes, vehicles (cars, boats, motorcycles, motor homes), home equity, and equipment. Additionally, it offers debt refinancing, term loans, and agricultural loans, as well as commercial real estate and Small Business Administration (SBA) financing. Various lines of credit, such as revolving, personal, and home equity, are also available. The institution further extends its services to include investment products and advisory. This includes retirement and education planning, mutual funds, stocks and bonds brokerage, life and long-term care insurance, and annuities. Comprehensive wealth management solutions are a key offering, covering investment and portfolio management, administration for charitable and nonprofit entities, estate settlement, family office services, trust administration, employee benefits administration, and custody services. For modern banking convenience and business support, the company provides digital wallets, remote deposit, and online and mobile banking. Businesses can also leverage treasury management and merchant services, alongside private banking. Furthermore, it facilitates international trade through documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. With a substantial presence across the Pacific Northwest, W.T.B. Financial Corporation operates 42 branches and offices throughout Washington, Idaho, and Oregon. Established in 1902, its headquarters are located in Spokane, Washington.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
W.T.B. Financial Corporation (WTBFB)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
W.T.B. Financial Corporation operates as the holding company for Washington Trust Bank, delivering a broad spectrum of financial services to both corporate and individual clients. These offerings encompass traditional banking, fiduciary responsibilities, asset and wealth management, and mortgage lending. Its extensive range of deposit products includes standard checking, savings, and money market accounts, alongside specialized options such as health savings accounts (HSAs), individual retirement accounts (IRAs), analyzed accounts, and various certificates of deposit (CDs). The company also provides credit and debit cards. On the lending front, clients have access to a diverse portfolio of loan options, including financing for homes, vehicles (cars, boats, motorcycles, motor homes), home equity, and equipment. Additionally, it offers debt refinancing, term loans, and agricultural loans, as well as commercial real estate and Small Business Administration (SBA) financing. Various lines of credit, such as revolving, personal, and home equity, are also available. The institution further extends its services to include investment products and advisory. This includes retirement and education planning, mutual funds, stocks and bonds brokerage, life and long-term care insurance, and annuities. Comprehensive wealth management solutions are a key offering, covering investment and portfolio management, administration for charitable and nonprofit entities, estate settlement, family office services, trust administration, employee benefits administration, and custody services. For modern banking convenience and business support, the company provides digital wallets, remote deposit, and online and mobile banking. Businesses can also leverage treasury management and merchant services, alongside private banking. Furthermore, it facilitates international trade through documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. With a substantial presence across the Pacific Northwest, W.T.B. Financial Corporation operates 42 branches and offices throughout Washington, Idaho, and Oregon. Established in 1902, its headquarters are located in Spokane, Washington.
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