Webster Financial Corporation (WBS-PG)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 1,177 | 1,223 | 2,473 | 2,652 | 2,579 | 2,899 | 2,853 | - |
| Operating profit | $m | 1,260 | 1,178 | ||||||
| Net profit | $m | 221 | 409 | 644 | 868 | 769 | 1,003 | 1,020 | 1,073 |
| EPS reported | $ | 5.91 | 6.15 | ||||||
| Operating cashflow per share | $ | 6.60 | 5.32 | ||||||
| Capex per share | $ | 0.31 | 0.18 | ||||||
| FCF per share | $ | 6.29 | 5.14 | ||||||
| Free cash flow | $m | 1,009 | 822 | ||||||
| Net debt | $m | 1,855 | -16,544 | ||||||
| Book value equity | $m | 9,492 | 9,761 | ||||||
| Book value per share | $ | 59.11 | 60.93 | ||||||
| Number of shares | m | 160.6 | 160.18 | ||||||
| DPS (TTM paid) | $ | 1.63 | 2.03 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 3.99 | 3.87 | ||||||
| P/B LTM | x | 1.06 | 1.03 | ||||||
| P/S LTM | x | 3.48 | 3.54 | ||||||
| P/FCF LTM | x | 10.00 | 12.26 | ||||||
| EV/EBITDA LTM | x | 8.96 | 9.13 | ||||||
| EV/Sales LTM | x | 2.70 | 3.32 | ||||||
| Earnings Yield LTM | % | +25.06% | +25.84% | ||||||
| FCF Yield | % | +10.00% | +8.15% | ||||||
| Quality | |||||||||
| ROE | % | +10.56% | +10.66% | ||||||
| ROIC | % | +6.55% | +6.00% | ||||||
| Operating margin | % | +28.49% | +26.91% | ||||||
| Gross margin | % | +60.80% | +62.51% | ||||||
| FCF/Sales | % | +22.80% | +18.79% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +35.24% | +40.73% | ||||||
| Sales Growth YoY | % | +12.44% | +10.65% | ||||||
| Net Income Growth YoY | % | +30.45% | +32.70% | ||||||
| FCF Growth | % | -26.30% | -39.90% | ||||||
| Operating Profit Growth | % | +23.91% | +15.80% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.81% | +2.03% | ||||||
| Dividend Growth | % | 0.00% | +25.00% | ||||||
| Payout Ratio | % | +29.87% | +27.92% | ||||||
| FCF/Debt | x | 0.23 | 0.18 | ||||||
| Net Debt/EBITDA | x | 1.40 | 1.34 | ||||||
| EBIT/Net interest | x | 0.83 | 0.77 | ||||||
| Net debt/market cap | % | +42.80% | +35.05% | ||||||
| Net debt/Equity | x | 0.20 | -1.69 | ||||||
| Gross debt/equity | x | 0.45 | 0.46 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Webster Financial Corporation functions as the parent entity for Webster Bank, National Association, delivering a comprehensive suite of banking, investment, and financial services to individuals, families, and businesses throughout the United States. Its operations are organized into three primary divisions: Commercial Banking, HSA Bank, and Retail Banking. The Commercial Banking division supports businesses with a full range of services, including various lending options (such as commercial and industrial loans and leasing, commercial real estate financing, equipment financing, and asset-based lending), deposit accounts, cash management, and treasury solutions. It also extends wealth management expertise, encompassing trust services, asset management, financial planning, insurance, retirement planning, and investment products, to both business clients and individual consumers. Through its HSA Bank segment, the corporation provides specialized health and commuter benefit solutions like health savings accounts (HSAs), health reimbursement arrangements (HRAs), flexible spending accounts (FSAs), and commuter services. These offerings reach clients directly (employers and individuals) and indirectly through a network of national and regional insurance carriers, consultants, and financial advisors. The Retail Banking segment caters to individual consumers, offering a variety of deposit and fee-based services, residential mortgages, home equity lines of credit, both secured and unsecured loan products, and credit cards. The company further facilitates digital banking through its online and mobile platforms. As of December 31, 2021, it maintained a physical presence with 130 branch locations and 251 automated teller machines. Established in 1935, its corporate headquarters are situated in Stamford, Connecticut.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Webster Financial Corporation (WBS-PG)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Webster Financial Corporation functions as the parent entity for Webster Bank, National Association, delivering a comprehensive suite of banking, investment, and financial services to individuals, families, and businesses throughout the United States. Its operations are organized into three primary divisions: Commercial Banking, HSA Bank, and Retail Banking. The Commercial Banking division supports businesses with a full range of services, including various lending options (such as commercial and industrial loans and leasing, commercial real estate financing, equipment financing, and asset-based lending), deposit accounts, cash management, and treasury solutions. It also extends wealth management expertise, encompassing trust services, asset management, financial planning, insurance, retirement planning, and investment products, to both business clients and individual consumers. Through its HSA Bank segment, the corporation provides specialized health and commuter benefit solutions like health savings accounts (HSAs), health reimbursement arrangements (HRAs), flexible spending accounts (FSAs), and commuter services. These offerings reach clients directly (employers and individuals) and indirectly through a network of national and regional insurance carriers, consultants, and financial advisors. The Retail Banking segment caters to individual consumers, offering a variety of deposit and fee-based services, residential mortgages, home equity lines of credit, both secured and unsecured loan products, and credit cards. The company further facilitates digital banking through its online and mobile platforms. As of December 31, 2021, it maintained a physical presence with 130 branch locations and 251 automated teller machines. Established in 1935, its corporate headquarters are situated in Stamford, Connecticut.
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