Wayne Savings Bancshares, Inc. serves as the parent corporation for Wayne Savings Community Bank, which delivers a broad spectrum of banking products and services tailored for individuals, businesses, and various organizations. The bank provides a range of deposit accounts, including checking, savings, money market, and different types of certificates, such as term certificates and certificates of deposit. Its extensive lending options cover residential mortgages, commercial credit, installment loans, and financing for diverse real estate needs, including residential, nonresidential, commercial, multi-family, and land acquisition, as well as residential construction projects. Further credit facilities include commercial business loans, consumer loans, home equity lines, auto, recreational vehicle, personal, furniture and appliance, and agricultural loans. The institution also offers lines of credit, government-guaranteed programs, and standby letters of credit. Beyond conventional banking, Wayne Savings Bancshares, Inc. offers valuable financial planning, retirement planning, investment advisory, insurance, and comprehensive wealth management and trust services. Customers can also utilize modern banking features like overdraft protection, check re-ordering, remote deposit capture, merchant services, sweep accounts, online and mobile banking platforms, and bill payment functionalities, along with debit, credit, and gift card services. Founded in 1899 and headquartered in Wooster, Ohio, the company had established twelve full-service banking branches by January 20, 2022, serving communities such as Wooster, Ashland, Millersburg, Rittman, Lodi, North Canton, Creston, Fredericksburg, and Washingtonville, all within Ohio.