Upbound Group, Inc. (UPBD)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 2,814 | 4,583 | 4,245 | 3,992 | 4,321 | 4,695 | 4,744 | 4,733 |
| Operating profit | $m | 223 | 242 | ||||||
| Net profit | $m | 208 | 135 | 12 | -5 | 123 | 73 | 90 | 245 |
| EPS reported | $ | 1.25 | 1.54 | ||||||
| Operating cashflow per share | $ | 5.41 | 7.50 | ||||||
| Capex per share | $ | 1.18 | 1.22 | ||||||
| FCF per share | $ | 4.23 | 6.27 | ||||||
| Free cash flow | $m | 239 | 356 | ||||||
| Net debt | $m | 1,549 | 1,318 | ||||||
| Book value equity | $m | 696 | 733 | ||||||
| Book value per share | $ | 11.87 | 12.53 | ||||||
| Number of shares | m | 58.61 | 58.54 | ||||||
| DPS (TTM paid) | $ | 1.56 | 1.95 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 14.05 | 10.45 | ||||||
| P/B LTM | x | 1.43 | 1.35 | ||||||
| P/S LTM | x | 0.21 | 0.21 | ||||||
| P/FCF LTM | x | 4.15 | 2.79 | ||||||
| EV/EBITDA LTM | x | 1.57 | 1.55 | ||||||
| EV/Sales LTM | x | 0.58 | 0.58 | ||||||
| Earnings Yield LTM | % | +7.12% | +9.57% | ||||||
| FCF Yield | % | +24.07% | +35.89% | ||||||
| Quality | |||||||||
| ROE | % | +10.53% | +12.76% | ||||||
| ROIC | % | +5.69% | +6.52% | ||||||
| Operating margin | % | +4.76% | +5.09% | ||||||
| Gross margin | % | +48.39% | +49.13% | ||||||
| FCF/Sales | % | +5.08% | +7.50% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -43.44% | -30.32% | ||||||
| Sales Growth YoY | % | +8.67% | +9.81% | ||||||
| Net Income Growth YoY | % | -40.68% | -26.84% | ||||||
| FCF Growth | % | +392.73% | +634.74% | ||||||
| Operating Profit Growth | % | -23.41% | -17.12% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +8.86% | +8.05% | ||||||
| Dividend Growth | % | +4.00% | +30.00% | ||||||
| Payout Ratio | % | +119.93% | +100.11% | ||||||
| FCF/Debt | x | 0.13 | 0.21 | ||||||
| Net Debt/EBITDA | x | 1.00 | 0.91 | ||||||
| EBIT/Net interest | x | 1.98 | 2.22 | ||||||
| Net debt/market cap | % | +1.68% | +1.26% | ||||||
| Net debt/Equity | x | 2.23 | 1.80 | ||||||
| Gross debt/equity | x | 2.67 | 2.33 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.
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