United Tennessee Bankshares, Inc. (UNTN)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 6 | 6 | 7 | 7 | 6 | 7 | 8 | - |
| Operating profit | $m | 2 | 4 | ||||||
| Net profit | $m | 1 | 2 | 2 | 2 | 1 | 2 | 2 | - |
| EPS reported | $ | 2.65 | 2.74 | ||||||
| Operating cashflow per share | $ | 1.50 | 0.00 | ||||||
| Capex per share | $ | 0.09 | 0.00 | ||||||
| FCF per share | $ | 1.41 | 0.00 | ||||||
| Free cash flow | $m | 1 | 0 | ||||||
| Net debt | $m | -72 | -72 | ||||||
| Book value equity | $m | 24 | 24 | ||||||
| Book value per share | $ | 31.96 | 32.22 | ||||||
| Number of shares | m | 0.74 | 0.73 | ||||||
| DPS (TTM paid) | $ | 0.63 | 0.63 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.22 | 11.92 | ||||||
| P/B LTM | x | 0.68 | 0.68 | ||||||
| P/S LTM | x | 2.14 | 2.09 | ||||||
| P/FCF LTM | x | 15.42 | 0.00 | ||||||
| EV/EBITDA LTM | x | 1.48 | 1.96 | ||||||
| EV/Sales LTM | x | 0.30 | 0.72 | ||||||
| Earnings Yield LTM | % | +12.17% | +8.39% | ||||||
| FCF Yield | % | +6.49% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +8.29% | +9.15% | ||||||
| ROIC | % | +7.45% | +7.45% | ||||||
| Operating margin | % | +19.37% | +19.37% | ||||||
| Gross margin | % | +61.23% | +61.23% | ||||||
| FCF/Sales | % | +8.51% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +61.59% | +67.07% | ||||||
| Sales Growth YoY | % | +17.93% | +20.62% | ||||||
| Net Income Growth YoY | % | +59.05% | +69.50% | ||||||
| FCF Growth | % | -54.58% | -100.00% | ||||||
| Operating Profit Growth | % | +62.92% | +165.11% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.88% | +2.20% | ||||||
| Dividend Growth | % | +1.61% | +1.61% | ||||||
| Payout Ratio | % | +23.68% | 0.00% | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | -5.01 | -5.23 | ||||||
| EBIT/Net interest | x | 0.50 | 0.50 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -3.04 | -3.04 | ||||||
| Gross debt/equity | x | 0.00 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
United Tennessee Bankshares, Inc. functions as the parent entity of Newport Federal Bank, delivering a comprehensive suite of financial solutions to both individual consumers and business clients. Its array of deposit products encompasses interest-bearing checking accounts, various savings options including passbook and NOW accounts, money market accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). On the lending side, the bank extends credit for diverse purposes. These include residential mortgages for one-to-four family properties, personal and auto loans (both secured and unsecured), home improvement and new construction financing, debt consolidation loans, and commercial real estate loans. Additionally, it provides lines of credit, remodeling loans, loans secured by deposits, and land refinancing services. The company also manages an investment portfolio, which features securities from U.S. government corporations and agencies, municipal bonds issued by governmental bodies, state and political obligations, corporate debt instruments, and mortgage-backed securities. Moreover, it facilitates online banking for its customers. With three full-service banking branches, the company serves its clientele exclusively in Newport, Tennessee. Established in 1934, the institution maintains its headquarters in Newport, Tennessee.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
United Tennessee Bankshares, Inc. (UNTN)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
United Tennessee Bankshares, Inc. functions as the parent entity of Newport Federal Bank, delivering a comprehensive suite of financial solutions to both individual consumers and business clients. Its array of deposit products encompasses interest-bearing checking accounts, various savings options including passbook and NOW accounts, money market accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). On the lending side, the bank extends credit for diverse purposes. These include residential mortgages for one-to-four family properties, personal and auto loans (both secured and unsecured), home improvement and new construction financing, debt consolidation loans, and commercial real estate loans. Additionally, it provides lines of credit, remodeling loans, loans secured by deposits, and land refinancing services. The company also manages an investment portfolio, which features securities from U.S. government corporations and agencies, municipal bonds issued by governmental bodies, state and political obligations, corporate debt instruments, and mortgage-backed securities. Moreover, it facilitates online banking for its customers. With three full-service banking branches, the company serves its clientele exclusively in Newport, Tennessee. Established in 1934, the institution maintains its headquarters in Newport, Tennessee.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free