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Unifin Financiera, S. A. B. de C. V. (UNIFINA.MX)
Key financial summary
Financials in MXN| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | ||
|---|---|---|---|---|---|---|---|
| Total revenue | MXN bn | 11 | 11 | 12 | 11 | 6 | 3 |
| Operating profit | MXN bn | -35 | |||||
| Net profit | MXN bn | 2 | 1 | 1 | -6 | -4 | -38 |
| EPS reported | MXN | -849.1 | |||||
| Operating cashflow per share | MXN | 44.64 | |||||
| Capex per share | MXN | 0.00 | |||||
| FCF per share | MXN | 44.64 | |||||
| Free cash flow | MXN bn | 2 | |||||
| Net debt | MXN bn | 15 | |||||
| Book value equity | MXN bn | 7 | |||||
| Book value per share | MXN | 157.2 | |||||
| Number of shares | m | 44.98 | |||||
| DPS (TTM paid) | MXN | 0.00 |
Financial summary
Financials in MXN| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | ||
|---|---|---|---|---|---|---|---|
| Value | |||||||
| P/E TTM | x | - | |||||
| P/B LTM | x | 0.08 | |||||
| P/S LTM | x | 0.19 | |||||
| P/FCF LTM | x | 0.27 | |||||
| EV/EBITDA LTM | x | -0.45 | |||||
| EV/Sales LTM | x | 5.42 | |||||
| Earnings Yield LTM | % | -7076.1% | |||||
| FCF Yield | % | 371.99% | |||||
| Quality | |||||||
| ROE | % | -540.09% | |||||
| ROIC | % | -160.13% | |||||
| Operating margin | % | -1232.7% | |||||
| Gross margin | % | -1150.7% | |||||
| FCF/Sales | % | 71.18% | |||||
| Growth and momentum | |||||||
| EPS Growth YoY | % | - | |||||
| Sales Growth YoY | % | -53.83% | |||||
| Net Income Growth YoY | % | - | |||||
| FCF Growth | % | -63.95% | |||||
| Operating Profit Growth | % | - | |||||
| Dividend and capital structure | |||||||
| Dividend Yield | % | 0.00% | |||||
| Dividend Growth | % | 0.00% | |||||
| Payout Ratio | % | 0.00% | |||||
| FCF/Debt | x | 0.13 | |||||
| Net Debt/EBITDA | x | -0.43 | |||||
| EBIT/Net interest | x | 0.00 | |||||
| Net debt/market cap | % | 2731.6% | |||||
| Net debt/Equity | x | 2.08 | |||||
| Gross debt/equity | x | 2.22 | |||||
Company overview
Established in Mexico City in 1993, Unifin Financiera, S. A. B. de C. V. is a prominent Mexican financial services company. Its business operations are strategically divided into three key areas: leasing, factoring, and various other lending solutions. The company's leasing arm offers financing for a wide array of assets, including motor vehicles such as cars, trucks, helicopters, aircraft, and ships, alongside industrial machinery and specialized equipment. These leasing services are primarily targeted at mid-sized enterprises across diverse industries. Unifin further assists clients by providing liquidity solutions through its factoring operations, which involve the acquisition or discounting of accounts receivable. Additionally, it extends a variety of loan products, covering financing for working capital needs, capital goods purchases, and the acquisition of new or pre-owned vehicles for both individual and corporate clients. Beyond these core services, the company actively participates in broader financial activities. This includes securing funding, guaranteeing obligations, and managing an assortment of credit instruments, from issuance and subscription to endorsement and pledging. Unifin also acts as an administrator for guarantee trusts. To offer a comprehensive financial package, Unifin also distributes a range of insurance products, including coverage for damage and theft, major medical expenses, auto, home, civil liability, life, and surety bonds.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Unifin Financiera, S. A. B. de C. V. (UNIFINA.MX)
Established in Mexico City in 1993, Unifin Financiera, S. A. B. de C. V. is a prominent Mexican financial services company. Its business operations are strategically divided into three key areas: leasing, factoring, and various other lending solutions. The company's leasing arm offers financing for a wide array of assets, including motor vehicles such as cars, trucks, helicopters, aircraft, and ships, alongside industrial machinery and specialized equipment. These leasing services are primarily targeted at mid-sized enterprises across diverse industries. Unifin further assists clients by providing liquidity solutions through its factoring operations, which involve the acquisition or discounting of accounts receivable. Additionally, it extends a variety of loan products, covering financing for working capital needs, capital goods purchases, and the acquisition of new or pre-owned vehicles for both individual and corporate clients. Beyond these core services, the company actively participates in broader financial activities. This includes securing funding, guaranteeing obligations, and managing an assortment of credit instruments, from issuance and subscription to endorsement and pledging. Unifin also acts as an administrator for guarantee trusts. To offer a comprehensive financial package, Unifin also distributes a range of insurance products, including coverage for damage and theft, major medical expenses, auto, home, civil liability, life, and surety bonds.
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