Unipol Assicurazioni S.p.A. (UFGSY)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | €bn | 14 | 14 | 6 | 11 | 12 | 14 | 19 | 17 |
| Operating profit | €bn | 2 | 8 | ||||||
| Net profit | €bn | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 2 |
| EPS reported | € | 1.00 | 1.78 | ||||||
| Operating cashflow per share | € | 3.20 | 2.27 | ||||||
| Capex per share | € | 0.38 | 0.30 | ||||||
| FCF per share | € | 2.83 | 1.96 | ||||||
| Free cash flow | €bn | 4 | 5 | ||||||
| Net debt | €bn | 5 | 2 | ||||||
| Book value equity | €bn | 10 | 11 | ||||||
| Book value per share | € | 7.24 | 8.01 | ||||||
| Number of shares | m | 1,434.93 | 1,436 | ||||||
| DPS (TTM paid) | € | 0.56 | 0.56 |
Financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.81 | 10.42 | ||||||
| P/B LTM | x | 1.35 | 1.22 | ||||||
| P/S LTM | x | 1.03 | 0.73 | ||||||
| P/FCF LTM | x | 3.47 | 3.08 | ||||||
| EV/EBITDA LTM | x | 8.98 | 7.12 | ||||||
| EV/Sales LTM | x | 1.39 | 2.18 | ||||||
| Earnings Yield LTM | % | +10.19% | +9.60% | ||||||
| FCF Yield | % | +28.82% | +32.44% | ||||||
| Quality | |||||||||
| ROE | % | +14.27% | +14.96% | ||||||
| ROIC | % | +1.70% | +4.96% | ||||||
| Operating margin | % | +15.03% | +54.78% | ||||||
| Gross margin | % | +84.99% | +100.00% | ||||||
| FCF/Sales | % | +29.56% | +25.62% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +33.33% | +137.33% | ||||||
| Sales Growth YoY | % | +17.67% | +65.17% | ||||||
| Net Income Growth YoY | % | +37.99% | +137.06% | ||||||
| FCF Growth | % | +154.49% | +186.53% | ||||||
| Operating Profit Growth | % | +56.49% | +490.02% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +6.77% | +4.22% | ||||||
| Dividend Growth | % | +30.62% | +30.62% | ||||||
| Payout Ratio | % | +66.41% | +43.04% | ||||||
| FCF/Debt | x | 0.66 | 1.24 | ||||||
| Net Debt/EBITDA | x | 2.33 | 1.66 | ||||||
| EBIT/Net interest | x | 0.00 | 21.11 | ||||||
| Net debt/market cap | % | +43.47% | +32.11% | ||||||
| Net debt/Equity | x | 0.48 | 0.21 | ||||||
| Gross debt/equity | x | 0.59 | 0.32 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Unipol Gruppo S.p.A., an Italian company, operates alongside its subsidiaries to offer a comprehensive range of insurance and banking services, primarily within its home country. The company's business activities are segmented into five main areas: Non-Life Insurance, Life Insurance, Banking, Real Estate, and Holding and Other Businesses. Its non-life insurance offerings span a wide array, including coverage for vehicles, sports crafts, and travel; residences and condominiums; commercial operations for businesses, traders, and professionals, along with legal protection; accident and health safeguards; and solutions for investments and welfare. Additionally, Unipol provides life insurance policies and reinsurance services to both individual and corporate clients, leveraging its extensive agency network. Its diversified operations also include managing non-performing loans, developing and managing real estate portfolios, operating resorts and hotels, and engaging in agricultural, harbor, and healthcare ventures. The entity, originally known as Unipol Gruppo Finanziario S.p.A., officially rebranded to Unipol Gruppo S.p.A. in June 2017. Founded in 1961, its headquarters are situated in Bologna, Italy.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Unipol Assicurazioni S.p.A. (UFGSY)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Unipol Gruppo S.p.A., an Italian company, operates alongside its subsidiaries to offer a comprehensive range of insurance and banking services, primarily within its home country. The company's business activities are segmented into five main areas: Non-Life Insurance, Life Insurance, Banking, Real Estate, and Holding and Other Businesses. Its non-life insurance offerings span a wide array, including coverage for vehicles, sports crafts, and travel; residences and condominiums; commercial operations for businesses, traders, and professionals, along with legal protection; accident and health safeguards; and solutions for investments and welfare. Additionally, Unipol provides life insurance policies and reinsurance services to both individual and corporate clients, leveraging its extensive agency network. Its diversified operations also include managing non-performing loans, developing and managing real estate portfolios, operating resorts and hotels, and engaging in agricultural, harbor, and healthcare ventures. The entity, originally known as Unipol Gruppo Finanziario S.p.A., officially rebranded to Unipol Gruppo S.p.A. in June 2017. Founded in 1961, its headquarters are situated in Bologna, Italy.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free