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Tennessee Valley Financial Holdings, Inc. functions as the parent entity for TNBank, supplying a wide spectrum of financial products and services to both individual consumers and corporate clients. The institution furnishes various deposit and investment options, such as checking, savings, and money market accounts, alongside certificates of deposit and individual retirement accounts. Its loan offerings cover commercial, residential, and consumer financing, as well as mortgage solutions. For its business customers, the company delivers specialized tools like remote deposit capture – a web-based service for processing check deposits – and an extensive array of merchant services. These merchant services include credit and debit card processing, electronic gift card programs, digital check processing, and internet transaction capabilities. Additionally, customers have access to credit and debit cards, ACH payroll services, and modern banking conveniences through mobile, online, and telephone platforms. The company was founded in 1994 and maintains its principal office in Oak Ridge, Tennessee.

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