The Travelers Companies, Inc. (TRV)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $bn | 32 | 35 | 37 | 41 | 46 | 49 | 49 | 44 |
| Operating profit | $bn | 8 | 10 | ||||||
| Net profit | $bn | 3 | 4 | 3 | 3 | 5 | 6 | 8 | 8 |
| EPS reported | $ | 27.43 | 37.34 | ||||||
| Operating cashflow per share | $ | 47.31 | 52.38 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 47.31 | 52.38 | ||||||
| Free cash flow | $bn | 11 | 11 | ||||||
| Net debt | $bn | -17 | 4 | ||||||
| Book value equity | $bn | 33 | 33 | ||||||
| Book value per share | $ | 144.5 | 155.1 | ||||||
| Number of shares | m | 227.6 | 213.6 | ||||||
| DPS (TTM paid) | $ | 4.35 | 4.70 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.57 | 9.72 | ||||||
| P/B LTM | x | 1.98 | 1.96 | ||||||
| P/S LTM | x | 1.33 | 1.33 | ||||||
| P/FCF LTM | x | 6.13 | 5.90 | ||||||
| EV/EBITDA LTM | x | 8.27 | 6.51 | ||||||
| EV/Sales LTM | x | 1.51 | 1.77 | ||||||
| Earnings Yield LTM | % | +9.46% | +10.29% | ||||||
| FCF Yield | % | +16.31% | +16.95% | ||||||
| Quality | |||||||||
| ROE | % | +19.12% | +25.62% | ||||||
| ROIC | % | +12.10% | +19.90% | ||||||
| Operating margin | % | +15.97% | +21.33% | ||||||
| Gross margin | % | +29.37% | +34.73% | ||||||
| FCF/Sales | % | +21.72% | +22.51% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +27.76% | +73.92% | ||||||
| Sales Growth YoY | % | +5.17% | +5.49% | ||||||
| Net Income Growth YoY | % | +25.79% | +66.09% | ||||||
| FCF Growth | % | +16.88% | +21.51% | ||||||
| Operating Profit Growth | % | +26.15% | +69.03% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.51% | +1.21% | ||||||
| Dividend Growth | % | +4.82% | +13.25% | ||||||
| Payout Ratio | % | +15.68% | +11.99% | ||||||
| FCF/Debt | x | 1.14 | 1.22 | ||||||
| Net Debt/EBITDA | x | 0.96 | 0.75 | ||||||
| EBIT/Net interest | x | 18.34 | 22.91 | ||||||
| Net debt/market cap | % | +14.25% | +11.56% | ||||||
| Net debt/Equity | x | -0.51 | 0.12 | ||||||
| Gross debt/equity | x | 0.28 | 0.27 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
The Travelers Companies, Inc., through its network of subsidiaries, delivers a broad spectrum of commercial and personal property and casualty insurance products and services. These offerings cater to businesses, government entities, associations, and individual clients both within the United States and internationally. The company's operations are divided into three primary segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment provides a comprehensive portfolio of commercial coverages, ranging from foundational offerings like workers' compensation, commercial auto, property, general liability, multi-peril, and employers' liability, to more specialized policies. These specialized offerings include public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and even kidnap and ransom insurance. This segment serves a diverse clientele, from small and mid-sized enterprises to large corporations, and also focuses on sectors like commercial trucking and agriculture. Its products are distributed through a robust network of independent brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment focuses on providing surety and fidelity bonds, as well as management and professional liability insurance. Additionally, it offers other property and casualty coverages paired with crucial risk management services. Distribution for this segment is handled via independent agencies and brokers. Lastly, the Personal Insurance segment addresses individual needs by offering property and casualty insurance for personal risks. Its primary focus areas are automobile and homeowners insurance, which are also made available to consumers through independent agencies and brokers. Founded in 1853, The Travelers Companies, Inc. maintains its headquarters in New York, New York.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The Travelers Companies, Inc. (TRV)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
The Travelers Companies, Inc., through its network of subsidiaries, delivers a broad spectrum of commercial and personal property and casualty insurance products and services. These offerings cater to businesses, government entities, associations, and individual clients both within the United States and internationally. The company's operations are divided into three primary segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment provides a comprehensive portfolio of commercial coverages, ranging from foundational offerings like workers' compensation, commercial auto, property, general liability, multi-peril, and employers' liability, to more specialized policies. These specialized offerings include public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and even kidnap and ransom insurance. This segment serves a diverse clientele, from small and mid-sized enterprises to large corporations, and also focuses on sectors like commercial trucking and agriculture. Its products are distributed through a robust network of independent brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment focuses on providing surety and fidelity bonds, as well as management and professional liability insurance. Additionally, it offers other property and casualty coverages paired with crucial risk management services. Distribution for this segment is handled via independent agencies and brokers. Lastly, the Personal Insurance segment addresses individual needs by offering property and casualty insurance for personal risks. Its primary focus areas are automobile and homeowners insurance, which are also made available to consumers through independent agencies and brokers. Founded in 1853, The Travelers Companies, Inc. maintains its headquarters in New York, New York.
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