TransUnion (TRU)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 2,531 | 2,960 | 3,710 | 3,831 | 4,184 | 4,576 | 4,896 | 5,169 |
| Operating profit | $m | 858 | 1,080 | ||||||
| Net profit | $m | 343 | 1,390 | 266 | -206 | 284 | 455 | 848 | 938 |
| EPS reported | $ | 2.32 | 3.79 | ||||||
| Operating cashflow per share | $ | 5.08 | 5.74 | ||||||
| Capex per share | $ | 1.68 | 1.64 | ||||||
| FCF per share | $ | 3.40 | 4.10 | ||||||
| Free cash flow | $m | 662 | 788 | ||||||
| Net debt | $m | 4,248 | 4,746 | ||||||
| Book value equity | $m | 4,439 | 4,843 | ||||||
| Book value per share | $ | 22.58 | 25.00 | ||||||
| Number of shares | m | 196.6 | 193.7 | ||||||
| DPS (TTM paid) | $ | 0.46 | 0.49 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 36.96 | 18.25 | ||||||
| P/B LTM | x | 3.76 | 3.44 | ||||||
| P/S LTM | x | 3.64 | 3.40 | ||||||
| P/FCF LTM | x | 25.20 | 21.16 | ||||||
| EV/EBITDA LTM | x | 14.43 | 11.45 | ||||||
| EV/Sales LTM | x | 4.58 | 4.08 | ||||||
| Earnings Yield LTM | % | +2.71% | +5.48% | ||||||
| FCF Yield | % | +3.97% | +4.73% | ||||||
| Quality | |||||||||
| ROE | % | +10.26% | +18.32% | ||||||
| ROIC | % | +6.16% | +8.95% | ||||||
| Operating margin | % | +18.74% | +22.05% | ||||||
| Gross margin | % | +59.09% | +55.76% | ||||||
| FCF/Sales | % | +14.46% | +16.09% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +60.00% | +161.38% | ||||||
| Sales Growth YoY | % | +9.38% | +17.03% | ||||||
| Net Income Growth YoY | % | +60.13% | +198.14% | ||||||
| FCF Growth | % | +28.04% | +52.49% | ||||||
| Operating Profit Growth | % | +28.66% | +61.95% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.54% | +0.61% | ||||||
| Dividend Growth | % | +9.52% | +16.67% | ||||||
| Payout Ratio | % | +19.84% | +20.42% | ||||||
| FCF/Debt | x | 0.13 | 0.14 | ||||||
| Net Debt/EBITDA | x | 2.96 | 2.63 | ||||||
| EBIT/Net interest | x | 3.64 | 4.29 | ||||||
| Net debt/market cap | % | +30.62% | +36.96% | ||||||
| Net debt/Equity | x | 0.96 | 0.98 | ||||||
| Gross debt/equity | x | 1.16 | 1.17 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
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