Triumph Financial, Inc. (TFIN)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 335 | 424 | 484 | 418 | 416 | 436 | 476 | - |
| Operating profit | $m | 33 | 51 | ||||||
| Net profit | $m | 64 | 113 | 102 | 41 | 16 | 25 | 39 | 49 |
| EPS reported | $ | 0.93 | 1.48 | ||||||
| Operating cashflow per share | $ | 2.84 | 4.70 | ||||||
| Capex per share | $ | 0.70 | 0.79 | ||||||
| FCF per share | $ | 2.14 | 3.90 | ||||||
| Free cash flow | $m | 51 | 93 | ||||||
| Net debt | $m | -220 | -229 | ||||||
| Book value equity | $m | 942 | 963 | ||||||
| Book value per share | $ | 39.49 | 39.89 | ||||||
| Number of shares | m | 23.85 | 24.15 | ||||||
| DPS (TTM paid) | $ | 0.13 | 0.13 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 67.34 | 41.05 | ||||||
| P/B LTM | x | 1.57 | 1.54 | ||||||
| P/S LTM | x | 3.39 | 3.11 | ||||||
| P/FCF LTM | x | 29.22 | 15.87 | ||||||
| EV/EBITDA LTM | x | 33.92 | 21.55 | ||||||
| EV/Sales LTM | x | 3.15 | 3.82 | ||||||
| Earnings Yield LTM | % | +1.49% | +2.44% | ||||||
| FCF Yield | % | +3.42% | +6.30% | ||||||
| Quality | |||||||||
| ROE | % | +2.69% | +4.09% | ||||||
| ROIC | % | -0.66% | +4.87% | ||||||
| Operating margin | % | +6.39% | +10.63% | ||||||
| Gross margin | % | +83.91% | +85.97% | ||||||
| FCF/Sales | % | +9.81% | +19.41% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +72.22% | +174.07% | ||||||
| Sales Growth YoY | % | +4.96% | +14.60% | ||||||
| Net Income Growth YoY | % | +57.61% | +140.19% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +61.18% | +149.43% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.22% | 0.00% | ||||||
| Dividend Growth | % | -0.29% | -1.53% | ||||||
| Payout Ratio | % | +14.46% | +9.04% | ||||||
| FCF/Debt | x | 0.13 | 0.82 | ||||||
| Net Debt/EBITDA | x | 3.02 | 0.52 | ||||||
| EBIT/Net interest | x | 0.41 | 12.89 | ||||||
| Net debt/market cap | % | +26.56% | +6.31% | ||||||
| Net debt/Equity | x | -0.23 | -0.24 | ||||||
| Gross debt/equity | x | 0.42 | 0.12 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Triumph Financial, Inc., a financial technology enterprise founded in 1981 and based in Dallas, Texas, centers its operations on payments, factoring, and banking. The company, which rebranded from Triumph Bancorp, Inc. in December 2022, executes its strategy through various subsidiaries, including TriumphPay, Triumph, and TBK Bank. It offers a comprehensive array of cash flow management services specifically designed for the trucking industry, encompassing invoice factoring, fuel discount programs, truck and cargo insurance, equipment financing, and general banking and treasury functionalities. Additionally, Triumph Financial provides a broader range of financial solutions such as factoring products, diverse insurance offerings, equipment finance, and asset-based lending.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Triumph Financial, Inc. (TFIN)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Triumph Financial, Inc., a financial technology enterprise founded in 1981 and based in Dallas, Texas, centers its operations on payments, factoring, and banking. The company, which rebranded from Triumph Bancorp, Inc. in December 2022, executes its strategy through various subsidiaries, including TriumphPay, Triumph, and TBK Bank. It offers a comprehensive array of cash flow management services specifically designed for the trucking industry, encompassing invoice factoring, fuel discount programs, truck and cargo insurance, equipment financing, and general banking and treasury functionalities. Additionally, Triumph Financial provides a broader range of financial solutions such as factoring products, diverse insurance offerings, equipment finance, and asset-based lending.
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