Third Coast Bancshares, Inc. (TCBX)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 69 | 93 | 123 | 147 | 170 | 208 | 174 | - |
| Operating profit | $m | 85 | 47 | ||||||
| Net profit | $m | 12 | 11 | 19 | 33 | 48 | 66 | 74 | 65 |
| EPS reported | $ | 3.79 | 4.13 | ||||||
| Operating cashflow per share | $ | 3.68 | 2.37 | ||||||
| Capex per share | $ | 0.19 | 1.23 | ||||||
| FCF per share | $ | 3.49 | 1.14 | ||||||
| Free cash flow | $m | 48 | 16 | ||||||
| Net debt | $m | -281 | -884 | ||||||
| Book value equity | $m | 531 | 671 | ||||||
| Book value per share | $ | 32.43 | 40.97 | ||||||
| Number of shares | m | 16.37 | 16.37 | ||||||
| DPS (TTM paid) | $ | 0.29 | 0.29 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.03 | 10.46 | ||||||
| P/B LTM | x | 0.99 | 0.78 | ||||||
| P/S LTM | x | 2.52 | 3.02 | ||||||
| P/FCF LTM | x | 10.89 | 33.24 | ||||||
| EV/EBITDA LTM | x | 5.40 | 9.87 | ||||||
| EV/Sales LTM | x | 1.32 | 1.04 | ||||||
| Earnings Yield LTM | % | +9.97% | +9.56% | ||||||
| FCF Yield | % | +9.18% | +3.01% | ||||||
| Quality | |||||||||
| ROE | % | +12.48% | +12.56% | ||||||
| ROIC | % | +9.62% | +4.39% | ||||||
| Operating margin | % | +23.16% | +13.52% | ||||||
| Gross margin | % | +55.26% | +49.83% | ||||||
| FCF/Sales | % | +13.12% | +4.58% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +36.33% | +48.56% | ||||||
| Sales Growth YoY | % | +22.09% | +1.92% | ||||||
| Net Income Growth YoY | % | +39.06% | +55.88% | ||||||
| FCF Growth | % | +44.31% | -52.70% | ||||||
| Operating Profit Growth | % | +38.53% | -24.05% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.91% | 0.00% | ||||||
| Dividend Growth | % | +4.67% | +4.67% | ||||||
| Payout Ratio | % | +7.65% | +6.90% | ||||||
| FCF/Debt | x | 0.35 | 0.11 | ||||||
| Net Debt/EBITDA | x | -0.43 | -5.33 | ||||||
| EBIT/Net interest | x | 0.54 | 0.27 | ||||||
| Net debt/market cap | % | +22.65% | +22.75% | ||||||
| Net debt/Equity | x | -0.53 | -1.32 | ||||||
| Gross debt/equity | x | 0.26 | 0.21 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Third Coast Bancshares, Inc. serves as the parent company for Third Coast Bank, SSB, a financial institution primarily focused on delivering a broad spectrum of commercial banking solutions to small and medium-sized businesses, as well as individual professionals. The bank's offerings include a comprehensive range of deposit accounts, such as checking, savings, individual retirement accounts (IRAs), money market accounts, and certificates of deposit (CDs). For its lending services, it provides commercial and industrial (C&I) loans, which encompass financing for equipment, working capital, vehicle fleets, and various other commercial needs. Beyond these core services, Third Coast also offers treasury management, both consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, wire transfer capabilities, and debit cards. Geographically, the bank operates a total of twelve branches: eleven are strategically located across the major Texas metropolitan areas of Greater Houston, Dallas-Fort Worth, and Austin-San Antonio, with an additional branch situated in Detroit, Texas. The company was founded in 2008 and has its principal office in Humble, Texas.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Third Coast Bancshares, Inc. (TCBX)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Third Coast Bancshares, Inc. serves as the parent company for Third Coast Bank, SSB, a financial institution primarily focused on delivering a broad spectrum of commercial banking solutions to small and medium-sized businesses, as well as individual professionals. The bank's offerings include a comprehensive range of deposit accounts, such as checking, savings, individual retirement accounts (IRAs), money market accounts, and certificates of deposit (CDs). For its lending services, it provides commercial and industrial (C&I) loans, which encompass financing for equipment, working capital, vehicle fleets, and various other commercial needs. Beyond these core services, Third Coast also offers treasury management, both consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, wire transfer capabilities, and debit cards. Geographically, the bank operates a total of twelve branches: eleven are strategically located across the major Texas metropolitan areas of Greater Houston, Dallas-Fort Worth, and Austin-San Antonio, with an additional branch situated in Detroit, Texas. The company was founded in 2008 and has its principal office in Humble, Texas.
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