Security National Financial Corporation (SNFCA)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 0 | 9 | 10 | 10 | 8 | 345 | 249 | - |
| Operating profit | $m | 41 | 48 | ||||||
| Net profit | $m | 56 | 40 | 26 | 14 | 27 | 32 | 37 | - |
| EPS reported | $ | 1.26 | 1.54 | ||||||
| Operating cashflow per share | $ | 1.84 | 3.09 | ||||||
| Capex per share | $ | 0.07 | 19.10 | ||||||
| FCF per share | $ | 1.77 | 1,401 | ||||||
| Free cash flow | $m | 44 | 79 | ||||||
| Net debt | $m | -67 | -71 | ||||||
| Book value equity | $m | 410 | 433 | ||||||
| Book value per share | $ | 16.10 | 16.10 | ||||||
| Number of shares | m | 25.48 | 26.89 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.15 | 5.71 | ||||||
| P/B LTM | x | 0.52 | 0.49 | ||||||
| P/S LTM | x | 0.62 | 0.85 | ||||||
| P/FCF LTM | x | 4.84 | 2.68 | ||||||
| EV/EBITDA LTM | x | 3.81 | 3.84 | ||||||
| EV/Sales LTM | x | 0.60 | 0.67 | ||||||
| Earnings Yield LTM | % | +13.99% | +17.51% | ||||||
| FCF Yield | % | +20.67% | +37.36% | ||||||
| Quality | |||||||||
| ROE | % | +7.83% | +0.03% | ||||||
| ROIC | % | +2.10% | -0.07% | ||||||
| Operating margin | % | +12.02% | +19.35% | ||||||
| Gross margin | % | +70.74% | +70.09% | ||||||
| FCF/Sales | % | +12.72% | +14642.7% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +18.87% | +45.28% | ||||||
| Sales Growth YoY | % | +4106.2% | +2941.1% | ||||||
| Net Income Growth YoY | % | +21.17% | +40.53% | ||||||
| FCF Growth | % | -20.06% | +44.51% | ||||||
| Operating Profit Growth | % | +21.42% | +41.37% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.45 | 0.65 | ||||||
| Net Debt/EBITDA | x | -0.07 | -0.76 | ||||||
| EBIT/Net interest | x | 9.16 | 11.46 | ||||||
| Net debt/market cap | % | +46.33% | +58.82% | ||||||
| Net debt/Equity | x | -0.16 | -0.16 | ||||||
| Gross debt/equity | x | 0.24 | 0.28 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Security National Financial Corporation (SNFC) operates across three distinct sectors: life insurance, cemetery and mortuary services, and mortgage lending. Its Life Insurance division provides a comprehensive suite of products, encompassing various forms of life insurance – such as funeral pre-planning and interest-sensitive policies – alongside traditional life, accident, and health coverage. The segment also offers diverse annuity products, including single premium, flexible premium deferred, and immediate annuities, as well as specialized diver's accident protection. To manage its financial exposure, this division participates in reinsurance activities, both assuming and ceding risks with approved third-party reinsurers. The Cemetery and Mortuary segment manages a network of facilities, with fifteen mortuaries and seven cemeteries strategically located across Utah (eleven mortuaries, five cemeteries), California (one cemetery), and New Mexico (four mortuaries, one cemetery). Beyond operating these sites, it supplies a range of funeral and burial merchandise, including interment plots, vaults, mausoleum crypts, grave markers, caskets, and urns. Additionally, the segment delivers essential professional services such as funeral direction, grave preparation, access to chapels and viewing rooms, and specialized transportation. Through its Mortgages division, SNFC originates and underwrites loans for both residential and commercial properties. These financial services support new construction, the purchase of existing homes, and various other real estate endeavors, primarily within the states of Florida, Nevada, Texas, and Utah. The segment extends its residential lending solutions to a broad clientele, including real estate professionals like brokers and builders, as well as directly to individual consumers. Established in 1965, Security National Financial Corporation maintains its corporate headquarters in Salt Lake City, Utah.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Security National Financial Corporation (SNFCA)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Security National Financial Corporation (SNFC) operates across three distinct sectors: life insurance, cemetery and mortuary services, and mortgage lending. Its Life Insurance division provides a comprehensive suite of products, encompassing various forms of life insurance – such as funeral pre-planning and interest-sensitive policies – alongside traditional life, accident, and health coverage. The segment also offers diverse annuity products, including single premium, flexible premium deferred, and immediate annuities, as well as specialized diver's accident protection. To manage its financial exposure, this division participates in reinsurance activities, both assuming and ceding risks with approved third-party reinsurers. The Cemetery and Mortuary segment manages a network of facilities, with fifteen mortuaries and seven cemeteries strategically located across Utah (eleven mortuaries, five cemeteries), California (one cemetery), and New Mexico (four mortuaries, one cemetery). Beyond operating these sites, it supplies a range of funeral and burial merchandise, including interment plots, vaults, mausoleum crypts, grave markers, caskets, and urns. Additionally, the segment delivers essential professional services such as funeral direction, grave preparation, access to chapels and viewing rooms, and specialized transportation. Through its Mortgages division, SNFC originates and underwrites loans for both residential and commercial properties. These financial services support new construction, the purchase of existing homes, and various other real estate endeavors, primarily within the states of Florida, Nevada, Texas, and Utah. The segment extends its residential lending solutions to a broad clientele, including real estate professionals like brokers and builders, as well as directly to individual consumers. Established in 1965, Security National Financial Corporation maintains its corporate headquarters in Salt Lake City, Utah.
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