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Signature Bank of Georgia (SGBG)
Key financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | ||
|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 7 | 7 | 7 | 10 | 10 | 13 |
| Operating profit | $m | 1 | |||||
| Net profit | $m | 0 | 1 | 4 | 2 | 2 | 1 |
| EPS reported | $ | 0.52 | |||||
| Operating cashflow per share | $ | 0.35 | |||||
| Capex per share | $ | 0.09 | |||||
| FCF per share | $ | 0.26 | |||||
| Free cash flow | $m | 1 | |||||
| Net debt | $m | -12 | |||||
| Book value equity | $m | 33 | |||||
| Book value per share | $ | 12.98 | |||||
| Number of shares | m | 2.58 | |||||
| DPS (TTM paid) | $ | 0.00 |
Financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | ||
|---|---|---|---|---|---|---|---|
| Value | |||||||
| P/E TTM | x | 21.92 | |||||
| P/B LTM | x | 0.88 | |||||
| P/S LTM | x | 2.29 | |||||
| P/FCF LTM | x | 43.68 | |||||
| EV/EBITDA LTM | x | 11.77 | |||||
| EV/Sales LTM | x | 0.94 | |||||
| Earnings Yield LTM | % | 4.56% | |||||
| FCF Yield | % | 2.29% | |||||
| Quality | |||||||
| ROE | % | 4.04% | |||||
| ROIC | % | 2.91% | |||||
| Operating margin | % | 7.34% | |||||
| Gross margin | % | 69.87% | |||||
| FCF/Sales | % | 3.66% | |||||
| Growth and momentum | |||||||
| EPS Growth YoY | % | -67.90% | |||||
| Sales Growth YoY | % | +27.18% | |||||
| Net Income Growth YoY | % | -43.85% | |||||
| FCF Growth | % | +6.99% | |||||
| Operating Profit Growth | % | -43.85% | |||||
| Dividend and capital structure | |||||||
| Dividend Yield | % | 0.00% | |||||
| Dividend Growth | % | 0.00% | |||||
| Payout Ratio | % | 0.00% | |||||
| FCF/Debt | x | 0.12 | |||||
| Net Debt/EBITDA | x | -8.34 | |||||
| EBIT/Net interest | x | 0.24 | |||||
| Net debt/market cap | % | -42.45% | |||||
| Net debt/Equity | x | -0.37 | |||||
| Gross debt/equity | x | 0.17 | |||||
Company overview
Signature Bank of Georgia caters to the financial needs of individuals and businesses across Georgia, offering a full spectrum of banking products and services. Clients can access a diverse array of deposit options, including savings, checking, IOLTA, and money market accounts, along with certificates of deposit. The bank also provides various lending solutions, such as personal, home, commercial, SBA, and specialized loans, in addition to lines of credit, all supported by convenient debit and credit card services. For its business clients, Signature Bank of Georgia delivers sophisticated treasury management tools designed to optimize cash flow and protect assets. These include ACH and wire transfer capabilities, merchant card processing, payroll services, fraud protection, remote deposit capture, and specialized sweep and zero balance accounts. Complementing these are auxiliary services like insurance products, bill pay, e-statements, and courier services, alongside accessible online and mobile banking platforms. The institution was established in 2005 and is headquartered in Sandy Springs, Georgia.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Signature Bank of Georgia (SGBG)
Signature Bank of Georgia caters to the financial needs of individuals and businesses across Georgia, offering a full spectrum of banking products and services. Clients can access a diverse array of deposit options, including savings, checking, IOLTA, and money market accounts, along with certificates of deposit. The bank also provides various lending solutions, such as personal, home, commercial, SBA, and specialized loans, in addition to lines of credit, all supported by convenient debit and credit card services. For its business clients, Signature Bank of Georgia delivers sophisticated treasury management tools designed to optimize cash flow and protect assets. These include ACH and wire transfer capabilities, merchant card processing, payroll services, fraud protection, remote deposit capture, and specialized sweep and zero balance accounts. Complementing these are auxiliary services like insurance products, bill pay, e-statements, and courier services, alongside accessible online and mobile banking platforms. The institution was established in 2005 and is headquartered in Sandy Springs, Georgia.
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