Regions Financial Corporation (RF)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 6,275 | 6,436 | 7,165 | 7,576 | 7,083 | 7,526 | 7,617 | - |
| Operating profit | $m | 2,743 | 2,848 | ||||||
| Net profit | $m | 1,094 | 2,521 | 2,245 | 2,074 | 1,893 | 2,156 | 2,232 | 2,337 |
| EPS reported | $ | 2.29 | 2.45 | ||||||
| Operating cashflow per share | $ | 2.49 | 2.08 | ||||||
| Capex per share | $ | 0.03 | 0.01 | ||||||
| FCF per share | $ | 2.46 | 2.07 | ||||||
| Free cash flow | $m | 2,151 | 1,767 | ||||||
| Net debt | $m | -33,583 | -34,957 | ||||||
| Book value equity | $m | 19,043 | 18,840 | ||||||
| Book value per share | $ | 21.64 | 21.98 | ||||||
| Number of shares | m | 880 | 857 | ||||||
| DPS (TTM paid) | $ | 1.03 | 1.10 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.83 | 11.27 | ||||||
| P/B LTM | x | 1.25 | 1.26 | ||||||
| P/S LTM | x | 3.15 | 3.11 | ||||||
| P/FCF LTM | x | 11.02 | 13.42 | ||||||
| EV/EBITDA LTM | x | 6.31 | 6.07 | ||||||
| EV/Sales LTM | x | 1.84 | 2.61 | ||||||
| Earnings Yield LTM | % | +8.45% | +8.87% | ||||||
| FCF Yield | % | +9.07% | +7.45% | ||||||
| Quality | |||||||||
| ROE | % | +11.32% | +11.79% | ||||||
| ROIC | % | +13.79% | +7.30% | ||||||
| Operating margin | % | +28.55% | +29.77% | ||||||
| Gross margin | % | +74.64% | +76.85% | ||||||
| FCF/Sales | % | +22.39% | +18.47% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +18.65% | +26.94% | ||||||
| Sales Growth YoY | % | +6.25% | +7.54% | ||||||
| Net Income Growth YoY | % | +13.89% | +17.91% | ||||||
| FCF Growth | % | +48.14% | +21.69% | ||||||
| Operating Profit Growth | % | +16.53% | +20.99% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.23% | +3.32% | ||||||
| Dividend Growth | % | +5.10% | +11.73% | ||||||
| Payout Ratio | % | +49.77% | +46.61% | ||||||
| FCF/Debt | x | 0.44 | 0.23 | ||||||
| Net Debt/EBITDA | x | -2.15 | -0.79 | ||||||
| EBIT/Net interest | x | 1.32 | 1.46 | ||||||
| Net debt/market cap | % | +20.60% | +28.02% | ||||||
| Net debt/Equity | x | -1.76 | -1.86 | ||||||
| Gross debt/equity | x | 0.26 | 0.40 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Regions Financial Corporation (RF)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
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