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Renaissance Insurance Group JSC (RENI.ME)
Key financial summary
Financials in RUB| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | RUB bn | 88 | 108 | - | 134 | 177 | 146 | 103 |
| Operating profit | RUB bn | 12 | - | |||||
| Net profit | RUB bn | 5 | 4 | - | 10 | 11 | 11 | 5 |
| EPS reported | RUB | 21.86 | 9.94 | |||||
| Operating cashflow per share | RUB | -10.59 | 44.82 | |||||
| Capex per share | RUB | 4.92 | 4.73 | |||||
| FCF per share | RUB | -15.51 | 40.09 | |||||
| Free cash flow | RUB bn | -8 | 20 | |||||
| Net debt | RUB bn | -9 | 0 | |||||
| Book value equity | RUB bn | 56 | 54 | |||||
| Book value per share | RUB | 111.5 | 107.7 | |||||
| Number of shares | m | 505.06 | 500.75 | |||||
| DPS (TTM paid) | RUB | 10.50 | 4.10 |
Financial summary
Financials in RUB| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 4.77 | 10.49 | |||||
| P/B LTM | x | 0.94 | 0.49 | |||||
| P/S LTM | x | 0.36 | 0.26 | |||||
| P/FCF LTM | x | -6.72 | 1.31 | |||||
| EV/EBITDA LTM | x | 3.53 | 0.00 | |||||
| EV/Sales LTM | x | 0.30 | 0.26 | |||||
| Earnings Yield LTM | % | 20.96% | 9.53% | |||||
| FCF Yield | % | -14.88% | 76.29% | |||||
| Quality | ||||||||
| ROE | % | 19.62% | 9.16% | |||||
| ROIC | % | 3.41% | 8.97% | |||||
| Operating margin | % | 8.43% | 90.02% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | -5.37% | 19.52% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -1.00% | -57.81% | |||||
| Sales Growth YoY | % | -17.61% | -42.25% | |||||
| Net Income Growth YoY | % | -0.81% | -57.38% | |||||
| FCF Growth | % | - | -17.93% | |||||
| Operating Profit Growth | % | -92.42% | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 11.33% | 3.93% | |||||
| Dividend Growth | % | +87.47% | - | |||||
| Payout Ratio | % | 54.03% | 102.65% | |||||
| FCF/Debt | x | -6.54 | - | |||||
| Net Debt/EBITDA | x | -0.69 | 0.00 | |||||
| EBIT/Net interest | x | 67.53 | 0.00 | |||||
| Net debt/market cap | % | -17.71% | 0.00% | |||||
| Net debt/Equity | x | -0.17 | 0.00 | |||||
| Gross debt/equity | x | 0.02 | 0.00 | |||||
Company overview
Renaissance Insurance Group JSC delivers a wide array of insurance and pension services throughout the Russian Federation. Its extensive insurance portfolio spans coverage for vehicles, property, and cargo, alongside diverse forms of civil and professional liability. The company also offers voluntary medical and medical expense insurance, policies for international travelers, and various life insurance options, including endowment products like term life, mixed premium, and accident coverage. Furthermore, it handles compulsory insurance, notably civil liability for vehicle owners, and manages non-state pension programs. The firm, established in 1997, is headquartered in Moscow, Russia.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Renaissance Insurance Group JSC (RENI.ME)
Renaissance Insurance Group JSC delivers a wide array of insurance and pension services throughout the Russian Federation. Its extensive insurance portfolio spans coverage for vehicles, property, and cargo, alongside diverse forms of civil and professional liability. The company also offers voluntary medical and medical expense insurance, policies for international travelers, and various life insurance options, including endowment products like term life, mixed premium, and accident coverage. Furthermore, it handles compulsory insurance, notably civil liability for vehicle owners, and manages non-state pension programs. The firm, established in 1997, is headquartered in Moscow, Russia.
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