Provident Financial Holdings, Inc. (PROV)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 41 | 35 | 36 | 41 | 39 | 39 | 40 | 40 |
| Operating profit | $m | 10 | 10 | ||||||
| Net profit | $m | 8 | 8 | 9 | 9 | 7 | 6 | 7 | 7 |
| EPS reported | $ | 1.03 | 1.02 | ||||||
| Operating cashflow per share | $ | 1.41 | 0.88 | ||||||
| Capex per share | $ | 0.07 | 0.02 | ||||||
| FCF per share | $ | 1.34 | 0.86 | ||||||
| Free cash flow | $m | 0 | 9 | ||||||
| Net debt | $m | 108 | 108 | ||||||
| Book value equity | $m | 126 | 126 | ||||||
| Book value per share | $ | 19.58 | 19.58 | ||||||
| Number of shares | m | 6.45 | 6.45 | ||||||
| DPS (TTM paid) | $ | 0.42 | 0.56 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 13.70 | 17.91 | ||||||
| P/B LTM | x | 0.87 | 0.82 | ||||||
| P/S LTM | x | 2.78 | 2.60 | ||||||
| P/FCF LTM | x | 12.83 | 11.86 | ||||||
| EV/EBITDA LTM | x | 14.70 | 20.90 | ||||||
| EV/Sales LTM | x | 5.25 | 3.69 | ||||||
| Earnings Yield LTM | % | +5.70% | +5.58% | ||||||
| FCF Yield | % | 0.00% | +8.44% | ||||||
| Quality | |||||||||
| ROE | % | +5.27% | +5.23% | ||||||
| ROIC | % | +0.55% | +0.55% | ||||||
| Operating margin | % | +16.16% | +16.16% | ||||||
| Gross margin | % | +68.12% | +68.12% | ||||||
| FCF/Sales | % | +14.32% | +9.16% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +10.75% | -3.77% | ||||||
| Sales Growth YoY | % | +2.70% | +3.06% | ||||||
| Net Income Growth YoY | % | +6.39% | -9.47% | ||||||
| FCF Growth | % | -100.00% | +114.38% | ||||||
| Operating Profit Growth | % | +8.60% | -7.23% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.28% | +3.11% | ||||||
| Dividend Growth | % | -25.00% | 0.00% | ||||||
| Payout Ratio | % | 0.00% | +40.76% | ||||||
| FCF/Debt | x | 0.00 | 0.06 | ||||||
| Net Debt/EBITDA | x | 11.19 | 8.53 | ||||||
| EBIT/Net interest | x | 0.49 | 0.49 | ||||||
| Net debt/market cap | % | +1.43% | +1.40% | ||||||
| Net debt/Equity | x | 0.85 | 0.85 | ||||||
| Gross debt/equity | x | 1.24 | 1.24 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Provident Financial Holdings, Inc. (PROV)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
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