The PNC Financial Services Group, Inc. (PNC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $bn | 17 | 19 | 21 | 22 | 21 | 20 | 25 | - |
| Operating profit | $bn | 8 | 9 | ||||||
| Net profit | $bn | 8 | 6 | 6 | 6 | 6 | 7 | 8 | 7 |
| EPS reported | $ | 16.59 | 18.17 | ||||||
| Operating cashflow per share | $ | 11.13 | 18.49 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 11.13 | 18.49 | ||||||
| Free cash flow | $bn | 4 | 7 | ||||||
| Net debt | $bn | 7 | 48 | ||||||
| Book value equity | $bn | 61 | 64 | ||||||
| Book value per share | $ | 153.8 | 158.5 | ||||||
| Number of shares | m | 394 | 403.95 | ||||||
| DPS (TTM paid) | $ | 6.60 | 7.10 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.58 | 12.42 | ||||||
| P/B LTM | x | 1.36 | 1.28 | ||||||
| P/S LTM | x | 4.02 | 3.35 | ||||||
| P/FCF LTM | x | 18.76 | 10.98 | ||||||
| EV/EBITDA LTM | x | 11.62 | 10.20 | ||||||
| EV/Sales LTM | x | 2.93 | 5.24 | ||||||
| Earnings Yield LTM | % | +7.95% | +8.05% | ||||||
| FCF Yield | % | +5.33% | +9.11% | ||||||
| Quality | |||||||||
| ROE | % | +11.45% | +12.34% | ||||||
| ROIC | % | +5.27% | +1.25% | ||||||
| Operating margin | % | +24.98% | +30.73% | ||||||
| Gross margin | % | +65.70% | +79.59% | ||||||
| FCF/Sales | % | +12.90% | +24.51% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +20.74% | +32.24% | ||||||
| Sales Growth YoY | % | -1.75% | +18.00% | ||||||
| Net Income Growth YoY | % | +17.78% | +29.53% | ||||||
| FCF Growth | % | -44.37% | -4.97% | ||||||
| Operating Profit Growth | % | +17.18% | +29.65% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.58% | +2.76% | ||||||
| Dividend Growth | % | +4.76% | +12.70% | ||||||
| Payout Ratio | % | +45.02% | +41.87% | ||||||
| FCF/Debt | x | 0.08 | 0.09 | ||||||
| Net Debt/EBITDA | x | 1.96 | 5.96 | ||||||
| EBIT/Net interest | x | 0.78 | 1.17 | ||||||
| Net debt/market cap | % | +69.43% | +83.61% | ||||||
| Net debt/Equity | x | 0.11 | 0.76 | ||||||
| Gross debt/equity | x | 0.94 | 1.34 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The PNC Financial Services Group, Inc. (PNC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
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