CPI Card Group Inc. (PMTS)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 312 | 375 | 476 | 445 | 481 | 544 | 587 | 604 |
| Operating profit | $m | 55 | 54 | ||||||
| Net profit | $m | 16 | 16 | 37 | 24 | 20 | 15 | 14 | 36 |
| EPS reported | $ | 1.25 | 1.15 | ||||||
| Operating cashflow per share | $ | 5.25 | 7.99 | ||||||
| Capex per share | $ | 1.60 | 1.32 | ||||||
| FCF per share | $ | 3.65 | 6.67 | ||||||
| Free cash flow | $m | 41 | 77 | ||||||
| Net debt | $m | 265 | 254 | ||||||
| Book value equity | $m | -17 | -11 | ||||||
| Book value per share | $ | -1.45 | -0.96 | ||||||
| Number of shares | m | 11.92 | 11.96 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.74 | 21.52 | ||||||
| P/B LTM | x | -9.59 | -14.49 | ||||||
| P/S LTM | x | 0.31 | 0.28 | ||||||
| P/FCF LTM | x | 4.02 | 2.17 | ||||||
| EV/EBITDA LTM | x | 6.24 | 6.21 | ||||||
| EV/Sales LTM | x | 0.89 | 0.99 | ||||||
| Earnings Yield LTM | % | +8.52% | +4.65% | ||||||
| FCF Yield | % | +24.85% | +46.04% | ||||||
| Quality | |||||||||
| ROE | % | -86.25% | -80.34% | ||||||
| ROIC | % | +11.45% | +11.14% | ||||||
| Operating margin | % | +10.09% | +9.22% | ||||||
| Gross margin | % | +31.29% | +30.97% | ||||||
| FCF/Sales | % | +7.60% | +13.03% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -23.78% | -29.88% | ||||||
| Sales Growth YoY | % | +13.09% | +22.20% | ||||||
| Net Income Growth YoY | % | -23.42% | -29.54% | ||||||
| FCF Growth | % | +21.35% | +124.79% | ||||||
| Operating Profit Growth | % | -12.66% | -13.73% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.12 | 0.28 | ||||||
| Net Debt/EBITDA | x | 4.08 | 3.27 | ||||||
| EBIT/Net interest | x | 1.69 | 1.70 | ||||||
| Net debt/market cap | % | +1.72% | +80.15% | ||||||
| Net debt/Equity | x | -15.29 | -22.12 | ||||||
| Gross debt/equity | x | -19.47 | -23.98 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit. The Debit and Credit segment is responsible for producing various financial payment cards, such as those adhering to Europay, Mastercard, and Visa (EMV) standards, as well as non-EMV cards, premium metal cards, and custom private label credit cards. It also delivers extensive card-related services to financial institutions that issue cards. These services encompass on-demand solutions, individualizing cards with specific user data, managing fulfillment processes, and offering immediate card issuance capabilities. The Prepaid Debit segment focuses on providing integrated card services, notably secure, tamper-evident packaging, to suppliers of prepaid debit cards. Furthermore, this division manufactures financial payment cards that are issued under the major payment network brands. CPI Card Group serves a broad range of clients across the United States. Its customers include issuers of both debit and credit cards, administrators of Prepaid Debit Card programs, local community banks, credit unions, collective service providers, and companies involved in processing card transactions. Originally established in 2007, the company was known as CPI Holdings I, Inc. It subsequently adopted its current name, CPI Card Group Inc., in August 2015. The corporate headquarters are situated in Littleton, Colorado.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
CPI Card Group Inc. (PMTS)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit. The Debit and Credit segment is responsible for producing various financial payment cards, such as those adhering to Europay, Mastercard, and Visa (EMV) standards, as well as non-EMV cards, premium metal cards, and custom private label credit cards. It also delivers extensive card-related services to financial institutions that issue cards. These services encompass on-demand solutions, individualizing cards with specific user data, managing fulfillment processes, and offering immediate card issuance capabilities. The Prepaid Debit segment focuses on providing integrated card services, notably secure, tamper-evident packaging, to suppliers of prepaid debit cards. Furthermore, this division manufactures financial payment cards that are issued under the major payment network brands. CPI Card Group serves a broad range of clients across the United States. Its customers include issuers of both debit and credit cards, administrators of Prepaid Debit Card programs, local community banks, credit unions, collective service providers, and companies involved in processing card transactions. Originally established in 2007, the company was known as CPI Holdings I, Inc. It subsequently adopted its current name, CPI Card Group Inc., in August 2015. The corporate headquarters are situated in Littleton, Colorado.
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