Peapack-Gladstone Financial Corporation (PGC)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 189 | 207 | 239 | 226 | 224 | 280 | 316 | - |
| Operating profit | $m | 52 | 73 | ||||||
| Net profit | $m | 26 | 57 | 74 | 49 | 33 | 37 | 52 | 64 |
| EPS reported | $ | 2.11 | 2.88 | ||||||
| Operating cashflow per share | $ | 2.46 | 6.28 | ||||||
| Capex per share | $ | 0.83 | 0.28 | ||||||
| FCF per share | $ | 1.63 | 6.00 | ||||||
| Free cash flow | $m | 29 | 106 | ||||||
| Net debt | $m | -237 | -686 | ||||||
| Book value equity | $m | 658 | 716 | ||||||
| Book value per share | $ | 37.18 | 39.30 | ||||||
| Number of shares | m | 17.71 | 18.21 | ||||||
| DPS (TTM paid) | $ | 0.20 | 0.20 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 13.20 | 15.32 | ||||||
| P/B LTM | x | 0.74 | 0.68 | ||||||
| P/S LTM | x | 1.75 | 1.55 | ||||||
| P/FCF LTM | x | 17.11 | 4.62 | ||||||
| EV/EBITDA LTM | x | 8.19 | 6.17 | ||||||
| EV/Sales LTM | x | 1.17 | 2.00 | ||||||
| Earnings Yield LTM | % | +7.58% | +6.53% | ||||||
| FCF Yield | % | +5.84% | +21.66% | ||||||
| Quality | |||||||||
| ROE | % | +5.67% | +7.65% | ||||||
| ROIC | % | +3.98% | +5.66% | ||||||
| Operating margin | % | +11.85% | +15.54% | ||||||
| Gross margin | % | +58.05% | +61.74% | ||||||
| FCF/Sales | % | +6.47% | +22.68% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +14.05% | +55.68% | ||||||
| Sales Growth YoY | % | +24.82% | +41.15% | ||||||
| Net Income Growth YoY | % | +13.15% | +57.38% | ||||||
| FCF Growth | % | -54.64% | +68.14% | ||||||
| Operating Profit Growth | % | +16.37% | +61.55% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.72% | +0.43% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +9.42% | +7.22% | ||||||
| FCF/Debt | x | 0.13 | 0.90 | ||||||
| Net Debt/EBITDA | x | 0.46 | 1.30 | ||||||
| EBIT/Net interest | x | 0.32 | 0.48 | ||||||
| Net debt/market cap | % | +35.24% | +9.05% | ||||||
| Net debt/Equity | x | -0.36 | -0.96 | ||||||
| Gross debt/equity | x | 0.33 | 0.16 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Peapack-Gladstone Financial Corporation (PGC) functions as the holding company for Peapack-Gladstone Bank, a financial institution primarily dedicated to delivering private banking and comprehensive wealth management services throughout the United States. Its operations are structured into two key divisions: Banking and Peapack Private. For deposit services, PGC provides a range of accounts including standard checking and savings, high-yield money market accounts, interest-bearing checking options, certificates of deposit (CDs), and individual retirement accounts (IRAs). On the lending side, the bank supports businesses with working capital lines of credit, term loans for acquiring fixed assets, commercial and multi-family real estate mortgages, and diverse forms of asset-based financing. It also engages in various commercial and industrial (C&I) lending, equipment finance, and commercial real estate activities. For individual clients, PGC offers residential mortgages, home equity lines of credit (HELOCs), and other second mortgage products. Beyond core banking, the corporation delivers specialized financial solutions such as treasury management, advisory services for corporate and industrial clients, escrow management, and strategic deposit generation. Its wealth management arm provides comprehensive asset and investment management services, personal trust services (including roles as executor, trustee, administrator, custodian, and guardian), alongside financial planning, tax preparation, and general advisory support. Customers also benefit from modern conveniences like telephone and online banking platforms, merchant credit card services, and dedicated customer support. Its private banking division caters to a diverse clientele including businesses, non-profit organizations, and individual consumers. Wealth management services are tailored for individuals, families, charitable foundations, endowments, trusts, and estates. Geographically, private banking facilities are situated in Bedminster, Morristown, Princeton, and Teaneck, New Jersey. Wealth management branches extend across Somerset, Morris, Hunterdon, and Union counties. The bank further maintains a network of 20 automated teller machines (ATMs). Established in 1921, Peapack-Gladstone Financial Corporation has its headquarters in Bedminster, New Jersey.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Peapack-Gladstone Financial Corporation (PGC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Peapack-Gladstone Financial Corporation (PGC) functions as the holding company for Peapack-Gladstone Bank, a financial institution primarily dedicated to delivering private banking and comprehensive wealth management services throughout the United States. Its operations are structured into two key divisions: Banking and Peapack Private. For deposit services, PGC provides a range of accounts including standard checking and savings, high-yield money market accounts, interest-bearing checking options, certificates of deposit (CDs), and individual retirement accounts (IRAs). On the lending side, the bank supports businesses with working capital lines of credit, term loans for acquiring fixed assets, commercial and multi-family real estate mortgages, and diverse forms of asset-based financing. It also engages in various commercial and industrial (C&I) lending, equipment finance, and commercial real estate activities. For individual clients, PGC offers residential mortgages, home equity lines of credit (HELOCs), and other second mortgage products. Beyond core banking, the corporation delivers specialized financial solutions such as treasury management, advisory services for corporate and industrial clients, escrow management, and strategic deposit generation. Its wealth management arm provides comprehensive asset and investment management services, personal trust services (including roles as executor, trustee, administrator, custodian, and guardian), alongside financial planning, tax preparation, and general advisory support. Customers also benefit from modern conveniences like telephone and online banking platforms, merchant credit card services, and dedicated customer support. Its private banking division caters to a diverse clientele including businesses, non-profit organizations, and individual consumers. Wealth management services are tailored for individuals, families, charitable foundations, endowments, trusts, and estates. Geographically, private banking facilities are situated in Bedminster, Morristown, Princeton, and Teaneck, New Jersey. Wealth management branches extend across Somerset, Morris, Hunterdon, and Union counties. The bank further maintains a network of 20 automated teller machines (ATMs). Established in 1921, Peapack-Gladstone Financial Corporation has its headquarters in Bedminster, New Jersey.
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