Peoples Financial Corporation (PFBX)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 24 | 26 | 28 | 33 | 30 | 19 | 16 | - |
| Operating profit | $m | 5 | 5 | ||||||
| Net profit | $m | -3 | 9 | 9 | 9 | 22 | 4 | 4 | - |
| EPS reported | $ | 0.85 | 0.80 | ||||||
| Operating cashflow per share | $ | 0.98 | 0.99 | ||||||
| Capex per share | $ | 0.07 | 0.11 | ||||||
| FCF per share | $ | 0.91 | 0.88 | ||||||
| Free cash flow | $m | 4 | 4 | ||||||
| Net debt | $m | -161 | -318 | ||||||
| Book value equity | $m | 101 | 101 | ||||||
| Book value per share | $ | 21.80 | 21.96 | ||||||
| Number of shares | m | 4.62 | 4.62 | ||||||
| DPS (TTM paid) | $ | 0.36 | 0.36 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 23.95 | 27.27 | ||||||
| P/B LTM | x | 0.93 | 0.93 | ||||||
| P/S LTM | x | 4.85 | 5.96 | ||||||
| P/FCF LTM | x | 22.38 | 21.52 | ||||||
| EV/EBITDA LTM | x | 11.69 | 13.29 | ||||||
| EV/Sales LTM | x | 2.73 | 1.86 | ||||||
| Earnings Yield LTM | % | +4.18% | +3.67% | ||||||
| FCF Yield | % | +4.47% | +4.65% | ||||||
| Quality | |||||||||
| ROE | % | +3.89% | +4.06% | ||||||
| ROIC | % | +3.13% | -1.53% | ||||||
| Operating margin | % | +17.49% | +19.07% | ||||||
| Gross margin | % | +99.99% | +1.07% | ||||||
| FCF/Sales | % | +15.27% | +15.59% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -81.76% | -82.83% | ||||||
| Sales Growth YoY | % | -35.04% | -47.09% | ||||||
| Net Income Growth YoY | % | -81.98% | -82.94% | ||||||
| FCF Growth | % | -16.93% | -13.60% | ||||||
| Operating Profit Growth | % | -42.59% | -46.29% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.77% | +1.57% | ||||||
| Dividend Growth | % | -18.18% | -18.18% | ||||||
| Payout Ratio | % | +42.35% | +40.98% | ||||||
| FCF/Debt | x | 5.25 | 0.11 | ||||||
| Net Debt/EBITDA | x | -2.92 | -8.74 | ||||||
| EBIT/Net interest | x | 0.59 | 0.61 | ||||||
| Net debt/market cap | % | +0.85% | 0.00% | ||||||
| Net debt/Equity | x | -1.60 | -3.14 | ||||||
| Gross debt/equity | x | 0.01 | 0.38 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Peoples Financial Corporation functions as the bank holding company for The Peoples Bank, delivering a comprehensive suite of banking, financial, and trust services. These offerings cater to individuals, governmental bodies, and both small and commercial enterprises throughout Mississippi. Its deposit portfolio includes interest and non-interest-bearing checking accounts, savings accounts, certificates of deposit, and various individual retirement accounts (IRAs). The corporation extends a diverse range of lending solutions, encompassing business, commercial, real estate, construction, personal, and installment loans. Furthermore, it manages personal trusts, agencies, and estate services, such as living and testamentary trusts, executorships, guardianships, and conservatorships. For its corporate clientele, the company facilitates self-directed IRAs, alongside escrow management, stock transfer, and bond paying agency accounts. Additional conveniences comprise safe deposit box rentals, wire transfer capabilities, night drop facilities, collection services, cash management, and internet banking. By December 31, 2021, the company maintained 17 branch locations across Harrison, Hancock, Jackson, and Stone counties. Its network also featured 28 automated teller machines (ATMs) situated at its branches and various off-site or non-proprietary locations. Established in 1896, the corporation is headquartered in Biloxi, Mississippi.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Peoples Financial Corporation (PFBX)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Peoples Financial Corporation functions as the bank holding company for The Peoples Bank, delivering a comprehensive suite of banking, financial, and trust services. These offerings cater to individuals, governmental bodies, and both small and commercial enterprises throughout Mississippi. Its deposit portfolio includes interest and non-interest-bearing checking accounts, savings accounts, certificates of deposit, and various individual retirement accounts (IRAs). The corporation extends a diverse range of lending solutions, encompassing business, commercial, real estate, construction, personal, and installment loans. Furthermore, it manages personal trusts, agencies, and estate services, such as living and testamentary trusts, executorships, guardianships, and conservatorships. For its corporate clientele, the company facilitates self-directed IRAs, alongside escrow management, stock transfer, and bond paying agency accounts. Additional conveniences comprise safe deposit box rentals, wire transfer capabilities, night drop facilities, collection services, cash management, and internet banking. By December 31, 2021, the company maintained 17 branch locations across Harrison, Hancock, Jackson, and Stone counties. Its network also featured 28 automated teller machines (ATMs) situated at its branches and various off-site or non-proprietary locations. Established in 1896, the corporation is headquartered in Biloxi, Mississippi.
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