Premier Financial Bancorp, Inc. operates as a multi-bank holding company, dedicated to delivering localized financial services. The firm's headquarters are located in Huntington, West Virginia, and it employs a workforce of 363 full-time individuals. Its banking subsidiaries consist of Citizens Deposit Bank and Trust, Inc., based in Vanceburg, Kentucky, and Premier Bank, Inc., also situated in Huntington, West Virginia. Through these affiliated banks, the company primarily serves individuals and small to medium-sized enterprises within their communities. They offer a comprehensive suite of retail and commercial banking products, which includes diverse lending options (commercial, real estate, agricultural, and consumer), alongside deposit and funds transfer capabilities, debt collection services, safe deposit box facilities, cash management solutions, and other customized provisions for both personal and business clients. The company maintains an extensive branch network, operating over nine locations in Kentucky, approximately five in Ohio, more than 30 in West Virginia, about four in Washington, D.C., at least one in Maryland, and roughly four in Virginia.