PayPay Corporation (PAYP)
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No price history available.
Key financial summary
Financials in JPY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | ¥bn | - | - | 197 | 248 | 292 | 404 | 396 | 393 |
| Operating profit | ¥bn | 85 | 95 | ||||||
| Net profit | ¥bn | - | - | -26 | -3 | 36 | 122 | 123 | 103 |
| EPS reported | ¥ | 188.5 | 77.78 | ||||||
| Operating cashflow per share | ¥ | 461.5 | 335.3 | ||||||
| Capex per share | ¥ | 10.59 | 28.08 | ||||||
| FCF per share | ¥ | 450.9 | 307.2 | ||||||
| Free cash flow | ¥bn | 287 | 208 | ||||||
| Net debt | ¥bn | 203 | 267 | ||||||
| Book value equity | ¥bn | 396 | 413 | ||||||
| Book value per share | ¥ | 614.5 | 610.5 | ||||||
| Number of shares | m | 644.25 | 677.14 | ||||||
| DPS (TTM paid) | ¥ | 0.51 | 0.00 |
Financial summary
Financials in JPY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | 34.86 | ||||||
| P/B LTM | x | 4.33 | 4.15 | ||||||
| P/S LTM | x | 4.25 | 4.33 | ||||||
| P/FCF LTM | x | 5.96 | 8.24 | ||||||
| EV/EBITDA LTM | x | 15.71 | 13.66 | ||||||
| EV/Sales LTM | x | 5.88 | 4.75 | ||||||
| Earnings Yield LTM | % | +5.65% | +2.87% | ||||||
| FCF Yield | % | +16.77% | +12.14% | ||||||
| Quality | |||||||||
| ROE | % | +30.81% | +36.11% | ||||||
| ROIC | % | +1.63% | +2.15% | ||||||
| Operating margin | % | +21.04% | +23.90% | ||||||
| Gross margin | % | +50.62% | +79.04% | ||||||
| FCF/Sales | % | +71.22% | +52.56% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +38.21% | +35.53% | ||||||
| Net Income Growth YoY | % | +237.22% | +240.61% | ||||||
| FCF Growth | % | +114.91% | +55.52% | ||||||
| Operating Profit Growth | % | +139.12% | +166.44% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.02% | 0.00% | ||||||
| Dividend Growth | % | +13.82% | -100.00% | ||||||
| Payout Ratio | % | +0.27% | 0.00% | ||||||
| FCF/Debt | x | 0.50 | 0.27 | ||||||
| Net Debt/EBITDA | x | 1.90 | 2.14 | ||||||
| EBIT/Net interest | x | 0.00 | 11.02 | ||||||
| Net debt/market cap | % | +26.28% | +47.14% | ||||||
| Net debt/Equity | x | 0.51 | 0.65 | ||||||
| Gross debt/equity | x | 1.46 | 1.85 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methods—from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methods—from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.
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