Old Republic International Corporation (ORI)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 7,166 | 9,341 | 8,083 | 7,258 | 8,231 | 9,088 | 9,669 | 9,932 |
| Operating profit | $m | 1,183 | 1,466 | ||||||
| Net profit | $m | 559 | 1,534 | 686 | 599 | 853 | 936 | 1,139 | 746 |
| EPS reported | $ | 3.73 | 4.57 | ||||||
| Operating cashflow per share | $ | 4.78 | 5.32 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 4.78 | 5.32 | ||||||
| Free cash flow | $m | 1,164 | 1,280 | ||||||
| Net debt | $m | -1,644 | -367 | ||||||
| Book value equity | $m | 5,914 | 6,073 | ||||||
| Book value per share | $ | 23.69 | 24.68 | ||||||
| Number of shares | m | 249.64 | 246.03 | ||||||
| DPS (TTM paid) | $ | 3.16 | 3.74 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.24 | 8.26 | ||||||
| P/B LTM | x | 1.88 | 1.83 | ||||||
| P/S LTM | x | 1.22 | 1.15 | ||||||
| P/FCF LTM | x | 9.56 | 8.69 | ||||||
| EV/EBITDA LTM | x | 10.07 | 8.29 | ||||||
| EV/Sales LTM | x | 1.37 | 1.27 | ||||||
| Earnings Yield LTM | % | +8.17% | +12.11% | ||||||
| FCF Yield | % | +10.46% | +11.50% | ||||||
| Quality | |||||||||
| ROE | % | +15.83% | +18.74% | ||||||
| ROIC | % | +3.67% | +3.68% | ||||||
| Operating margin | % | +13.02% | +15.16% | ||||||
| Gross margin | % | +50.35% | +51.90% | ||||||
| FCF/Sales | % | +12.81% | +13.24% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +15.12% | +41.05% | ||||||
| Sales Growth YoY | % | +10.41% | +17.47% | ||||||
| Net Income Growth YoY | % | +9.78% | +33.60% | ||||||
| FCF Growth | % | -5.60% | +3.77% | ||||||
| Operating Profit Growth | % | +10.63% | +37.07% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +7.03% | +8.66% | ||||||
| Dividend Growth | % | +9.43% | +252.36% | ||||||
| Payout Ratio | % | +84.05% | +80.24% | ||||||
| FCF/Debt | x | 0.73 | 0.56 | ||||||
| Net Debt/EBITDA | x | 1.07 | 1.24 | ||||||
| EBIT/Net interest | x | 16.88 | 18.58 | ||||||
| Net debt/market cap | % | +14.29% | +21.89% | ||||||
| Net debt/Equity | x | -0.28 | -0.06 | ||||||
| Gross debt/equity | x | 0.27 | 0.38 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Old Republic International Corporation (ORI), through its various subsidiary entities, specializes in insurance underwriting and related services, primarily conducting business in the United States and Canada. The company organizes its operations into three main divisions: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers an extensive array of insurance products, such as extended auto warranties, aviation coverage, commercial vehicle policies, multi-peril and property insurance for businesses, general liability, home warranties, inland marine, travel accident, and workers' compensation. It also provides financial indemnity solutions, including specialty coverages like errors and omissions, fidelity bonds, guaranteed asset protection, and surety bonds. This segment serves a wide range of clients, encompassing businesses, government agencies, and other institutions across industries like transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services. The Title Insurance segment issues both lenders' and owners' title insurance policies, protecting real estate purchasers and investors. These policies are based on meticulous searches of public records. Additionally, this segment offers escrow closing and construction disbursement services, provides real estate information products, national default management services, and various other essential services related to real estate transfers and loan transactions. Lastly, the Republic Financial Indemnity Group Run-off Business segment focuses on private mortgage insurance coverage. This product protects mortgage lenders and investors from losses arising from defaults on residential mortgage loans, primarily those granted to homebuyers. Founded in 1923, the corporation is headquartered in Chicago, Illinois.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Old Republic International Corporation (ORI)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Old Republic International Corporation (ORI), through its various subsidiary entities, specializes in insurance underwriting and related services, primarily conducting business in the United States and Canada. The company organizes its operations into three main divisions: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers an extensive array of insurance products, such as extended auto warranties, aviation coverage, commercial vehicle policies, multi-peril and property insurance for businesses, general liability, home warranties, inland marine, travel accident, and workers' compensation. It also provides financial indemnity solutions, including specialty coverages like errors and omissions, fidelity bonds, guaranteed asset protection, and surety bonds. This segment serves a wide range of clients, encompassing businesses, government agencies, and other institutions across industries like transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services. The Title Insurance segment issues both lenders' and owners' title insurance policies, protecting real estate purchasers and investors. These policies are based on meticulous searches of public records. Additionally, this segment offers escrow closing and construction disbursement services, provides real estate information products, national default management services, and various other essential services related to real estate transfers and loan transactions. Lastly, the Republic Financial Indemnity Group Run-off Business segment focuses on private mortgage insurance coverage. This product protects mortgage lenders and investors from losses arising from defaults on residential mortgage loans, primarily those granted to homebuyers. Founded in 1923, the corporation is headquartered in Chicago, Illinois.
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