OneMain Holdings, Inc. (OMF)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 4,933 | 4,973 | 5,091 | 5,299 | 5,722 | 6,242 | 6,418 | 5,256 |
| Operating profit | $m | 1,001 | 1,656 | ||||||
| Net profit | $m | 730 | 1,314 | 872 | 641 | 509 | 783 | 781 | 807 |
| EPS reported | $ | 6.56 | 6.63 | ||||||
| Operating cashflow per share | $ | 26.34 | 27.91 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 26.34 | 27.91 | ||||||
| Free cash flow | $m | 3,130 | 3,232 | ||||||
| Net debt | $m | 21,359 | 20,553 | ||||||
| Book value equity | $m | 3,401 | 3,383 | ||||||
| Book value per share | $ | 28.51 | 29.21 | ||||||
| Number of shares | m | 119.3 | 115.8 | ||||||
| DPS (TTM paid) | $ | 4.17 | 4.20 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.30 | 8.65 | ||||||
| P/B LTM | x | 2.36 | 2.37 | ||||||
| P/S LTM | x | 1.29 | 1.25 | ||||||
| P/FCF LTM | x | 2.56 | 2.48 | ||||||
| EV/EBITDA LTM | x | 23.14 | 15.31 | ||||||
| EV/Sales LTM | x | 4.78 | 4.64 | ||||||
| Earnings Yield LTM | % | +9.71% | +11.56% | ||||||
| FCF Yield | % | +38.99% | +40.26% | ||||||
| Quality | |||||||||
| ROE | % | +23.02% | +23.07% | ||||||
| ROIC | % | +2.86% | +32.46% | ||||||
| Operating margin | % | +16.04% | +25.80% | ||||||
| Gross margin | % | +47.63% | +63.63% | ||||||
| FCF/Sales | % | +50.14% | +50.36% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +54.72% | +56.37% | ||||||
| Sales Growth YoY | % | +9.09% | +12.16% | ||||||
| Net Income Growth YoY | % | +53.83% | +53.44% | ||||||
| FCF Growth | % | +15.97% | +19.75% | ||||||
| Operating Profit Growth | % | +50.07% | +148.28% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +6.22% | +6.39% | ||||||
| Dividend Growth | % | +1.21% | +1.94% | ||||||
| Payout Ratio | % | +63.76% | +63.82% | ||||||
| FCF/Debt | x | 0.14 | 0.14 | ||||||
| Net Debt/EBITDA | x | 16.91 | 11.40 | ||||||
| EBIT/Net interest | x | 0.79 | 1.28 | ||||||
| Net debt/market cap | % | +2.83% | +3.00% | ||||||
| Net debt/Equity | x | 6.28 | 6.08 | ||||||
| Gross debt/equity | x | 6.67 | 6.73 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
OneMain Holdings, Inc. (OMF)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.
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