The Bank of N.T. Butterfield & Son Limited (NTB)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 468 | 496 | 552 | 583 | 582 | 607 | 548 | - |
| Operating profit | $m | 238 | 241 | ||||||
| Net profit | $m | 147 | 163 | 214 | 225 | 216 | 232 | 234 | 255 |
| EPS reported | $ | 5.47 | 5.69 | ||||||
| Operating cashflow per share | $ | 6.71 | 5.94 | ||||||
| Capex per share | $ | 0.59 | 0.60 | ||||||
| FCF per share | $ | 6.12 | 5.33 | ||||||
| Free cash flow | $m | 255 | 210 | ||||||
| Net debt | $m | -2,696 | -7,932 | ||||||
| Book value equity | $m | 1,142 | 1,149 | ||||||
| Book value per share | $ | 26.92 | 28.41 | ||||||
| Number of shares | m | 42.42 | 40.45 | ||||||
| DPS (TTM paid) | $ | 1.88 | 2.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.11 | 10.33 | ||||||
| P/B LTM | x | 1.82 | 1.81 | ||||||
| P/S LTM | x | 3.42 | 3.78 | ||||||
| P/FCF LTM | x | 8.14 | 9.87 | ||||||
| EV/EBITDA LTM | x | 1.90 | 1.82 | ||||||
| EV/Sales LTM | x | 0.63 | 1.57 | ||||||
| Earnings Yield LTM | % | +10.98% | +9.68% | ||||||
| FCF Yield | % | +12.28% | +10.14% | ||||||
| Quality | |||||||||
| ROE | % | +20.31% | +20.68% | ||||||
| ROIC | % | +1.65% | +1.63% | ||||||
| Operating margin | % | +29.76% | +33.50% | ||||||
| Gross margin | % | +75.85% | +86.90% | ||||||
| FCF/Sales | % | +31.86% | +29.23% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +16.14% | +20.81% | ||||||
| Sales Growth YoY | % | +4.27% | -5.81% | ||||||
| Net Income Growth YoY | % | +7.20% | +8.36% | ||||||
| FCF Growth | % | +4.47% | -13.80% | ||||||
| Operating Profit Growth | % | +7.77% | +9.12% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.75% | +3.13% | ||||||
| Dividend Growth | % | +6.82% | +13.64% | ||||||
| Payout Ratio | % | +33.50% | +33.52% | ||||||
| FCF/Debt | x | 6.58 | 5.38 | ||||||
| Net Debt/EBITDA | x | -5.87 | -5.03 | ||||||
| EBIT/Net interest | x | 1.23 | 1.41 | ||||||
| Net debt/market cap | % | +0.25% | +0.21% | ||||||
| Net debt/Equity | x | -2.36 | -6.90 | ||||||
| Gross debt/equity | x | 0.03 | 0.03 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The Bank of N.T. Butterfield & Son Limited (NTB)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free