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Mogo Inc. (MOGO.TO)
Key financial summary
Financials in CAD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | CAD m | 60 | 44 | 58 | 69 | 65 | 71 | 69 |
| Operating profit | CAD m | -1 | 11 | |||||
| Net profit | CAD m | -22 | -27 | -33 | -166 | -18 | -14 | 8 |
| EPS reported | CAD | -0.56 | 0.31 | |||||
| Operating cashflow per share | CAD | 0.63 | 0.19 | |||||
| Capex per share | CAD | 0.00 | 0.04 | |||||
| FCF per share | CAD | 0.62 | 0.14 | |||||
| Free cash flow | CAD m | 15 | 7 | |||||
| Net debt | CAD m | 49 | 48 | |||||
| Book value equity | CAD m | 81 | 77 | |||||
| Book value per share | CAD | 3.33 | 3.25 | |||||
| Number of shares | m | 24.4 | 23.87 | |||||
| DPS (TTM paid) | CAD | 0.00 | 0.00 |
Financial summary
Financials in CAD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | - | 5.48 | |||||
| P/B LTM | x | 0.56 | 0.46 | |||||
| P/S LTM | x | 0.64 | 0.51 | |||||
| P/FCF LTM | x | 3.00 | 4.84 | |||||
| EV/EBITDA LTM | x | 17.22 | 3.58 | |||||
| EV/Sales LTM | x | 1.72 | 1.20 | |||||
| Earnings Yield LTM | % | -29.98% | 18.25% | |||||
| FCF Yield | % | 33.38% | 20.66% | |||||
| Quality | ||||||||
| ROE | % | -16.84% | -3.78% | |||||
| ROIC | % | -1.06% | -1.46% | |||||
| Operating margin | % | -1.82% | -5.00% | |||||
| Gross margin | % | 79.58% | 69.47% | |||||
| FCF/Sales | % | 21.41% | 6.70% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | - | - | |||||
| Sales Growth YoY | % | +9.74% | -0.93% | |||||
| Net Income Growth YoY | % | - | - | |||||
| FCF Growth | % | - | -16.52% | |||||
| Operating Profit Growth | % | - | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | 0.18 | 0.09 | |||||
| Net Debt/EBITDA | x | 10.82 | 9.22 | |||||
| EBIT/Net interest | x | -0.18 | -0.54 | |||||
| Net debt/market cap | % | 108.41% | 134.59% | |||||
| Net debt/Equity | x | 0.61 | 0.62 | |||||
| Gross debt/equity | x | 1.05 | 1.09 | |||||
Company overview
Mogo Inc. is a financial technology company operating both in Canada and internationally. Its primary goal is to empower consumers with digital solutions to enhance their financial well-being. The company offers a suite of products and services, primarily accessible through the Mogo app. These include a digital spending account linked to a Mogo Visa Platinum Prepaid Card, MogoCrypto for buying and selling Bitcoin, and MogoProtect, which provides complimentary identity fraud protection and monthly credit score monitoring. Mogo also provides a digital mortgage experience called MogoMortgage and personal lending options through MogoMoney. For investors, Mogo offers Mogo Trade, a commission-free stock trading platform featuring real-time market data and investment funding capabilities. Furthermore, Mogo Ventures manages the company's strategic investments in partner organizations. Beyond its consumer-facing offerings, Mogo operates Carta, a robust digital payments infrastructure platform. Carta enables financial technology companies, banks, and corporations to issue a variety of payment products, including physical, virtual, and tokenized cards, and provides crucial payment switching and routing services. Founded in 2003, Mogo Inc. is headquartered in Vancouver, Canada.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Mogo Inc. (MOGO.TO)
Mogo Inc. is a financial technology company operating both in Canada and internationally. Its primary goal is to empower consumers with digital solutions to enhance their financial well-being. The company offers a suite of products and services, primarily accessible through the Mogo app. These include a digital spending account linked to a Mogo Visa Platinum Prepaid Card, MogoCrypto for buying and selling Bitcoin, and MogoProtect, which provides complimentary identity fraud protection and monthly credit score monitoring. Mogo also provides a digital mortgage experience called MogoMortgage and personal lending options through MogoMoney. For investors, Mogo offers Mogo Trade, a commission-free stock trading platform featuring real-time market data and investment funding capabilities. Furthermore, Mogo Ventures manages the company's strategic investments in partner organizations. Beyond its consumer-facing offerings, Mogo operates Carta, a robust digital payments infrastructure platform. Carta enables financial technology companies, banks, and corporations to issue a variety of payment products, including physical, virtual, and tokenized cards, and provides crucial payment switching and routing services. Founded in 2003, Mogo Inc. is headquartered in Vancouver, Canada.
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