Mercury General Corporation (MCY)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 3,785 | 3,993 | 3,643 | 4,630 | 5,476 | 5,992 | 6,342 | 6,260 |
| Operating profit | $m | 664 | 1,162 | ||||||
| Net profit | $m | 375 | 248 | -513 | 96 | 468 | 541 | 937 | 706 |
| EPS reported | $ | 9.77 | 16.92 | ||||||
| Operating cashflow per share | $ | 19.63 | 23.97 | ||||||
| Capex per share | $ | 1.05 | 1.15 | ||||||
| FCF per share | $ | 18.57 | 22.82 | ||||||
| Free cash flow | $m | 1,029 | 1,264 | ||||||
| Net debt | $m | -1,078 | -1,125 | ||||||
| Book value equity | $m | 2,417 | 2,836 | ||||||
| Book value per share | $ | 43.64 | 51.20 | ||||||
| Number of shares | m | 55.39 | 55.39 | ||||||
| DPS (TTM paid) | $ | 1.27 | 1.27 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.63 | 5.88 | ||||||
| P/B LTM | x | 2.16 | 1.84 | ||||||
| P/S LTM | x | 0.87 | 0.82 | ||||||
| P/FCF LTM | x | 5.06 | 4.12 | ||||||
| EV/EBITDA LTM | x | 5.84 | 3.52 | ||||||
| EV/Sales LTM | x | 0.75 | 0.80 | ||||||
| Earnings Yield LTM | % | +10.38% | +17.01% | ||||||
| FCF Yield | % | +19.75% | +24.26% | ||||||
| Quality | |||||||||
| ROE | % | +22.38% | +37.19% | ||||||
| ROIC | % | +16.95% | +33.97% | ||||||
| Operating margin | % | +11.07% | +18.32% | ||||||
| Gross margin | % | +33.87% | +44.78% | ||||||
| FCF/Sales | % | +17.17% | +19.93% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +15.62% | +100.24% | ||||||
| Sales Growth YoY | % | +9.44% | +15.83% | ||||||
| Net Income Growth YoY | % | +15.63% | +100.21% | ||||||
| FCF Growth | % | +3.81% | +27.53% | ||||||
| Operating Profit Growth | % | +15.44% | +102.16% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.35% | +1.21% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +13.00% | +7.51% | ||||||
| FCF/Debt | x | 1.75 | 1.31 | ||||||
| Net Debt/EBITDA | x | -0.95 | -0.58 | ||||||
| EBIT/Net interest | x | 23.19 | 40.12 | ||||||
| Net debt/market cap | % | +11.03% | +16.17% | ||||||
| Net debt/Equity | x | -0.45 | -0.40 | ||||||
| Gross debt/equity | x | 0.24 | 0.34 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Mercury General Corporation (MCY)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free