LexinFintech Holdings Ltd. (LX)
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No price history available.
Key financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | CNY bn | 12 | 11 | 10 | 13 | 14 | 13 | 13 | 11 |
| Operating profit | CNY bn | 2 | 1 | ||||||
| Net profit | CNY bn | 1 | 2 | 1 | 1 | 1 | 2 | 1 | 1 |
| EPS reported | CNY | 9.16 | 5.96 | ||||||
| Operating cashflow per share | CNY | 21.33 | 0.00 | ||||||
| Capex per share | CNY | 2.08 | 0.00 | ||||||
| FCF per share | CNY | 19.25 | 0.00 | ||||||
| Free cash flow | CNY bn | 3 | 0 | ||||||
| Net debt | CNY bn | 1 | 1 | ||||||
| Book value equity | CNY bn | 12 | 12 | ||||||
| Book value per share | CNY | 67.36 | 72.01 | ||||||
| Number of shares | m | 177.54 | 166.71 | ||||||
| DPS (TTM paid) | CNY | 2.67 | 1.29 |
Financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 2.50 | 0.64 | ||||||
| P/B LTM | x | 0.32 | 0.32 | ||||||
| P/S LTM | x | 0.30 | 0.30 | ||||||
| P/FCF LTM | x | 1.19 | 0.00 | ||||||
| EV/EBITDA LTM | x | 2.03 | 3.26 | ||||||
| EV/Sales LTM | x | 0.37 | 0.18 | ||||||
| Earnings Yield LTM | % | +40.00% | +156.25% | ||||||
| FCF Yield | % | +84.17% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +13.64% | +12.18% | ||||||
| ROIC | % | +7.88% | +5.50% | ||||||
| Operating margin | % | +17.70% | +11.71% | ||||||
| Gross margin | % | +72.25% | +52.11% | ||||||
| FCF/Sales | % | +25.50% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +40.92% | -8.31% | ||||||
| Sales Growth YoY | % | -9.94% | -8.82% | ||||||
| Net Income Growth YoY | % | +48.25% | -6.07% | ||||||
| FCF Growth | % | +290.88% | -100.00% | ||||||
| Operating Profit Growth | % | -0.98% | -43.37% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +9.89% | +28.09% | ||||||
| Dividend Growth | % | +103.46% | -2.19% | ||||||
| Payout Ratio | % | +23.56% | 0.00% | ||||||
| FCF/Debt | x | 0.68 | 0.00 | ||||||
| Net Debt/EBITDA | x | 0.39 | 0.53 | ||||||
| EBIT/Net interest | x | 9.25 | 14.51 | ||||||
| Net debt/market cap | % | +1.23% | +2.61% | ||||||
| Net debt/Equity | x | 0.07 | 0.10 | ||||||
| Gross debt/equity | x | 0.40 | 0.31 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
LexinFintech Holdings Ltd. (LX)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
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