Lake Ridge Bancorp Inc. (LRBI)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | - | - | - | - | - | 112 | 117 | - |
| Operating profit | $m | 32 | 35 | ||||||
| Net profit | $m | - | - | - | - | - | 29 | 31 | - |
| EPS reported | $ | 14.59 | 15.64 | ||||||
| Operating cashflow per share | $ | 20.28 | 0.00 | ||||||
| Capex per share | $ | 1.71 | 0.00 | ||||||
| FCF per share | $ | 18.57 | 0.00 | ||||||
| Free cash flow | $m | 37 | 0 | ||||||
| Net debt | $m | 206 | 215 | ||||||
| Book value equity | $m | 299 | 302 | ||||||
| Book value per share | $ | 152.1 | 153.6 | ||||||
| Number of shares | m | 1.97 | 1.97 | ||||||
| DPS (TTM paid) | $ | 1.98 | 2.85 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.09 | 10.36 | ||||||
| P/B LTM | x | 0.78 | 0.77 | ||||||
| P/S LTM | x | 2.07 | 1.98 | ||||||
| P/FCF LTM | x | 6.35 | 0.00 | ||||||
| EV/EBITDA LTM | x | 13.54 | 12.50 | ||||||
| EV/Sales LTM | x | 2.39 | 2.81 | ||||||
| Earnings Yield LTM | % | +12.36% | +9.65% | ||||||
| FCF Yield | % | +15.74% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +9.59% | +10.53% | ||||||
| ROIC | % | +5.07% | +0.92% | ||||||
| Operating margin | % | +17.68% | +18.82% | ||||||
| Gross margin | % | +61.42% | +62.31% | ||||||
| FCF/Sales | % | +19.97% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +84.68% | - | ||||||
| Sales Growth YoY | % | +2005.02% | - | ||||||
| Net Income Growth YoY | % | +424.22% | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +17.41% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.53% | +1.41% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | +12.36% | +12.37% | ||||||
| FCF/Debt | x | 0.15 | 0.00 | ||||||
| Net Debt/EBITDA | x | 6.36 | 6.14 | ||||||
| EBIT/Net interest | x | 0.46 | 0.51 | ||||||
| Net debt/market cap | % | +1.07% | +80.15% | ||||||
| Net debt/Equity | x | 0.69 | 0.71 | ||||||
| Gross debt/equity | x | 0.83 | 0.82 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Lake Ridge Bancorp Inc. operates as the parent company for Lake Ridge Bank, delivering a broad spectrum of financial products and services to both individual consumers and corporate entities. For personal banking needs, the institution provides various deposit accounts, including checking, savings, and money market options, along with a suite of lending solutions such as home equity lines of credit, mortgages, automobile loans, debt consolidation financing, and personal reserve facilities. Businesses can access a range of services including small business loans, commercial real estate and construction financing, revolving lines of credit, letters of credit, land development loans, and equipment leasing. Beyond traditional banking, the company extends specialized offerings like executive banking, investment and wealth management, financial and retirement planning, treasury and cash management services, employee retirement plans, and trustee and estate administration. Furthermore, Lake Ridge Bancorp Inc. caters to specific sectors with dairy and agricultural lending, crop insurance, comprehensive insurance and risk management, and digital investing solutions. Customers also benefit from modern conveniences such as debit and credit cards, online and mobile banking platforms, and remote deposit capture capabilities. Founded in 1908 and headquartered in Monona, Wisconsin, the company conducts its operations across Dane, Rock, Sauk, and Green counties in Wisconsin. It adopted its current name, Lake Ridge Bancorp Inc., in October 2022, having previously been known as S.B.C.P. Bancorp, Inc.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Lake Ridge Bancorp Inc. operates as the parent company for Lake Ridge Bank, delivering a broad spectrum of financial products and services to both individual consumers and corporate entities. For personal banking needs, the institution provides various deposit accounts, including checking, savings, and money market options, along with a suite of lending solutions such as home equity lines of credit, mortgages, automobile loans, debt consolidation financing, and personal reserve facilities. Businesses can access a range of services including small business loans, commercial real estate and construction financing, revolving lines of credit, letters of credit, land development loans, and equipment leasing. Beyond traditional banking, the company extends specialized offerings like executive banking, investment and wealth management, financial and retirement planning, treasury and cash management services, employee retirement plans, and trustee and estate administration. Furthermore, Lake Ridge Bancorp Inc. caters to specific sectors with dairy and agricultural lending, crop insurance, comprehensive insurance and risk management, and digital investing solutions. Customers also benefit from modern conveniences such as debit and credit cards, online and mobile banking platforms, and remote deposit capture capabilities. Founded in 1908 and headquartered in Monona, Wisconsin, the company conducts its operations across Dane, Rock, Sauk, and Green counties in Wisconsin. It adopted its current name, Lake Ridge Bancorp Inc., in October 2022, having previously been known as S.B.C.P. Bancorp, Inc.
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